One exciting part of childhood, you would remember, was having a piggy bank to throw in. It was a common trend amongst children who got stipends from their relatives. And it was quite a fun thing, saving for some rainy day which of course was nothing much. But then, growing up brings with it a lot of responsibilities. 
And we inadvertently find ourselves spending more than we keep. Well, every October 31st is world savings day. And we should take out today to reflect on just how and why we should up our saving flair.
So yes, we all do not hope for a sore time in our lives. But then, things happen. And what we have stowed away is what keeps us on our toes for those times we need that extra back up and support. But then, there are more reasons why we need to save: 
- To start up a business
- For some short-term purpose like catering for a ceremony
- For long-term purposes like building a land or house
And yes, you can save to take care of daily expenses. Rather than spending randomly, money can be kept aside to cater for your everyday services like phone airtime and data subscriptions. Also, other expenses like electricity bills and cable TV subscriptions can go into the daily savings. And it becomes easier to do this through the VTpass wallet.
What is VTpass Wallet
The Vtpass wallet is an e-wallet where you can keep and expend any amount of money. The most interesting thing is you can pay for services straight from the VTpass wallet. What this means is you no longer need to go withdraw from the bank to pay for the services you need. Hence, you can pay your electricity bills, DSTV, STARTIMES, GOTV cable subscriptions. Also, you can pay and get phone airtimes and data subscriptions through your VTpass wallet.
- All these can be done just by logging on to vtpass.com and registering on the site.
How to Register on VTpass
- Log on to vtpass.com
- Click “Register” as found on the top left corner of the site.
- Enter the information required (email address, phone number etc.)
- Click “Submit“
By merely following through on the site, you become a registered member.
How to credit your wallet.
To credit your wallet, simply do these:
- Log on to vtpass.com
- Log in with your registered email and password.
- Click “Credit Wallet” as it appears on the dashboard.
- Enter the amount you want to credit into your wallet.
- Click Submit
- Click “Pay With Card”
- Enter the required details and pay accordingly.
Once you are done with this, your wallet will be credited with the right amount. And you can begin to use the money to pay your electricity bills and cable TV subscriptions. And as well as your MTN, GLO, AIRTEL, 9MOBILE phone airtime and data subscriptions.
So, through VTpass wallet, you can keep up with your savings goal by keeping apart just the right amount you need to finance your daily expenses.
And here are other ways to keep up with your savings goal before the end of the year.
a. Cut down on unnecessary expenses
This is some tip that most people are familiar with. But only a few people follow up on this. This is because not too many people do well with change. It is quite hard to cut down on the few luxuries we allow ourselves like the extra packs of chocolate or home appliances we could just as well avoid. And we mostly get the feeling that these little expenses do nothing to our money banks. Now, this is the mindset we need to deal with.
2. Every little kobo counts
Now, there is the need to embrace the mindset that every little penny counts. Hence, we should be conscientious of how we spend and why we spend. And what better way to keep in this mindset than by making a list of what you need before you get on to buy them.
3. Learn to be forgetful
Really, the very best way to keep up with your savings goal is by forgetting you ever have money in the first place. This means you should stow away your money and if possible, minimise your means to access to the money. One good way to do this is by logging on to vtpass.com and registering on the VTpass wallet. With VTpass wallet, you can pay for your everyday services like your phone airtime, data subscription, cable TV subscription and electricity bills. And then, you can also save up the rest without having to touch it unless you need to.
So, it’s world savings day, and it’s high time you check on your piggy bank and reset your goals. You need help to meet up with those goals before the end of the year? Then cross over to vtpass.com now..
Before we get to talk more about Jos, you would like to know that VTpass identifies with this great city and its people. Our presence is beyond doubt felt as we have made it very easy for nationals to pay for their bills with speed. Just by logging on to vtpass.com, you can, from anywhere in Jos, pay for your electricity bills, phone airtimes, data subscriptions, cable tv subscriptions and lots more.
Every place has a history, no doubt, and Jos is not excluded. Jos is said to have been the natural home of the Nok people. These Nok, who were mostly artisans have since not been found on the Jos grounds. Instead, a group of farming population now inhabit the place. Also, the area gained credence when tin was discovered in its vicinity. This drew the attention of the British colonials in those days. And it also caused a lot of people to migrate there. So that, at the moment, the city actually contains a mix of tribes and people. Even till now, Jos is known as the Tin City.
Name
From the 2006 census, it is easy enough to say that Jos has a population of 900,000 people. But with the years gone by, this number must have increased. This is not to talk of the constant incoming of people who cannot get enough of the place.
Talking about those who can’t get enough, Jos is a sweetheart site for most tourists. And it is also a choice getaway for holiday seekers and vacationists. Why is this so? Well, there is the numerous beautiful places in Jos to start with. Talk of the National Museum, the Wildlife Park, the Rayfield golf centre and resort. Also, we have the University of Jos, with its teaching hospital. You want to feel the pump of the academic world, then this is a place to visit.
One particular place to go see is the Shere Hills, with its Riyom rocks that just about looks animated. Then the Ahmadu Bello Roundabout, the Pottery Hill, Jos-Bukuru dam are places for art and science oriented ones to take delight in. We can go on and on talking about places to see. The bottom line is a tourist can never get bored in Jos.
So, all of these sightseeing and fun will not go down well if there is no stable energy support to go by. Well, Jos Electricity Distribution Company is that radiant part of Jos that supplies electricity to the people. When you go to Jos, visiting them is not such a bad idea. But if you just want to pay your bills, you do not need to go that far. All you need do is log on to vtpass.com, pay your bill and just like that, you get constant electricity.
In spite of the religious and ethnic clashes that sometimes occurs in this area, there is still a lot of peace and love between locales in the city. Also, the city is very accommodating and accepts guests well.
Now, ask any tourist and one good news they will tell you about Jos is the climate. Jos is always very cool and temperate even at high altitudes. So that, every once in a while, snowfalls occur. The cool climate and airy atmosphere is one feat no other place in the tropical region of Africa can quite boast of.
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I am indebted to my father for living, but to my teacher for living well- Alexander the Great
Let us remember: One pen, one book, one child and one teacher can change the world- Malala Yousafzai
I know I wouldn’t be where I am today without my fourth-grade teacher, Mrs Duncan- Oprah Winfrey.
is the supreme art of the teacher to awaken joy and creative expression and knowledge- Albert Einstein
Mama was my greatest teacher, a teacher of compassion, love and fearlessness- Stevie Wonder
Teachers can change lives with just the right mix of chalk and challenges- Joyce Meyer
Technology is just a tool. In terms of getting the kids working together and motivating them, the teacher is the most important… If you want your child to get the best education possible, it is actually more important to get him assigned to a great teacher than to a great school- Bill Gates
The one exclusive sign of thorough knowledge is the power of teaching- Aristotle
A world of encouragement from a teacher to a child can change a life- John Maxwell
loved the law school classroom: the stripped-down nature of it, the high-wire act of standing in front of a room at the beginning of each class with just blackboard and chalk, the students taking measure of me, some intent or apprehensive, others demonstrative in their boredom, the tension broken by my first question — “What’s this case about?” — and the hands tentatively rising, the initial responses and me pushing back against whatever arguments surfaced- Barrack Obama.
Well, there you have it, the landmark words said by mindblowing people about their teachers, or about themselves, if they were teachers. Really, it becomes evident that teachers are life-changers and they constantly make indelible marks on the shores of history. This is what vtpass.com prides itself in doing- changing lives, serving generations and leaving indelible marks on the footprint of time.
And what is even irking is that these things that seem quite easy to get sometimes will not be accessible for very funny reasons. For one, it might be a public holiday and the all available outlets to get any of these services might be under locks. Again, you find yourself in any place where getting to buy recharge card, paying your electricity bill or renewing your tv subscription is as good as walking about, looking for a pin in the whole of Sahara Desert. You might be a little bit under the weather and incapable of going around or it might just be that the recharge card you end up buying has been used!
Really, there are lots of reasons you might not get your everyday services just when you need them. But there is one service that does not disappoint at any time or anywhere and that’s VTpass.
This is one big internet television that has attracted the attention of over 100 million people all over the world. And yes, it is just the right place to go if you are looking to watch just about any film your friends have been chit-chatting about. All you need do is subscribe to the platform. And you can search for and watch as many movies as catch your attention. To get the right amount of data to do that, you can log on to vtpass.com now
Iroko Tv is renown for its varieties of Nollywood blockbusters and amazing episodic series. Many family dramas and comedy thrillers go through Iroko TV to be aired, so you know you are getting the very best Nollywood has to offer. Ghanaian movies are also included in this massive list. one of the popular comic blockbusters aired by Iroko TV is Jenifa’s Diary. You can download Iroko TV’s app or stream their programs on YouTube. By logging on to 
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This is yet another online TV that will blow your mind. Their locally spiced, African scented movies bring nostalgia to any viewer. Not just that, you can get to choose the language type you want. Apart from English, you can watch films in languages like French and Yoruba. The films aired by Ibaka TV at present include Silvertown starring Nse Ikpe Etim, The Grudge starring Richard Mofe Damijo, Wives on Strike starring Chioma Chukwuka and other veterans, Journey to self, Hire a man etc.