Hold onto your popcorn! Recently, DStv and GOtv customers received yet another round of pricing increases. We are aware of how you feel. Increasing subscription fees may make you question if it’s still worthwhile. Below is a summary of the circumstances and some alternatives to think about:
The Breakdown of Price Hikes:
Let’s face it, these price hikes are devastating. Up to 25% more has been added to DStv bundles, and GOtv’s top package has increased by 25%.
How does this affect you?
It depends. Are you a die-hard sports lover who needs every single channel, or a casual viewer who is OK with a few favourites? Some viewers may decide to reassess their demands in light of the price increases.
Should you stop watching your DStv and GOtv?
Not always! There are choices:
Examine Your Package: Are all those channels truly necessary? If a smaller package better fits your viewing preferences, think about downsizing.
Consider Alternatives: Streaming services are becoming increasingly popular for a reason. They provide a wide range of content at cost-effective prices. Look into them to see if any of them would work for you.
Consider Sharing: If you have friends or relatives who also have DStv or GOtv, consider splitting the bill. You can cut the individual cost of a membership greatly by sharing it.
Whichever option you select, VTpass is able to serve as your payment partner:
Simple and Safe Payments: Pay your DStv or GOtv subscription with VTpass for a simple and secure experience.
VTpass provides a range of payment choices, including debit cards, credit cards, and mobile wallets, for your convenience.
Keep an Eye on Your Spending: Use VTpass’s user-friendly interface to keep track of your DStv/GOtv payments.
Although there is no denying the price increases, you still have choices. Think about the content you watch, look at other options, and select a simpler payment option like VTpass. Keep in mind that entertainment shouldn’t be too expensive!
The weekend is calling, and the workweek is finished! It’s time to let go of your worries, rejuvenate, and spend some quality relaxation time. However, what is the best way to utilize those valuable days off?
You, however, weekend warrior, need not fear! Here’s your comprehensive guide to an amazing weekend filled with entertainment and leisure, made possible by VTpass’s convenience:
Disconnect and relax.
Binge-watching Bliss: Forget endless scrolling and delve into engrossing TV series and films. With VTpass, you can quickly become a subscriber to the cable networks you choose (DSTV, GOTV, and SHOWMAX), opening up a vast array of entertainment choices. There’s something for everyone, whether your preference is for an intense drama, a riveting documentary, or a marathon of vintage sitcoms.
Snuggle Up with a Vintage: Nothing beats cuddling up with a good book or enjoying your favorite music on occasion. However, who wants to ruin their leisure time with a trip to the store to buy a new book or top up their data? Nonetheless, VTpass allows you to buy airtime and data straight through the portal, guaranteeing continuous pleasure. You can enjoy your book apps and listen to music without moving an inch.
Boost Your Laughter:
Link with friends and family: What good is a relaxing weekend if you don’t spend time with the people you love? To stay connected, use the data you purchased on VTpass. With a dependable data connection, you may chat with friends and family, play games online, or have video conversations.
Explore the Digital Universe: Fun and relaxation can be seen in plenty on the internet. Data keeps you entertained and connected, whether you’re discovering new recipes, picking up new skills, or just keeping up with the newest social media trends.
Here is how to unwind and relax this weekend with VTpass
Your weekend relaxation is made easy with VTpass. How to do it is as follows:
Convenience at Your Fingertips: From the comfort of your couch, manage your airtime top-ups, data purchases, and television subscriptions. There’s no more having to put up with long phone calls or stand in line. Save Time: Eliminate unnecessary errands and devote more of your time to your passions and relaxation. Peace of Mind: Less stress and greater enjoyment result from knowing you have all you need for a laid-back weekend.
So, this weekend, ditch the stress and embrace the chill! With VTpass on your side, you have everything you need to unwind, recharge, and create some unforgettable memories.
Looking for a way to earn extra income while helping others save money? Look no further than the VTpass affiliate program! This innovative app simplifies data and utility bill payments, offering a convenient and secure experience for millions of users. And guess what? You can become a VTpass affiliate and profit from their success!
As an affiliate, you essentially act as a promoter for VTpass. You’ll share your unique affiliate link with your audience—friends, family, followers, etc.—and whenever someone makes a purchase through your link, you’ll earn a commission. It’s a win-win situation: you earn money, and your audience benefits from a helpful service.
Why VTpass?
Huge target audience: Millions of people use VTpass to pay their bills, creating a vast potential customer base for you to reach.
Recurring income: Once someone starts using VTpass, you’ll earn on every future transaction they make, creating a sustainable income stream.
High-value product: VTpass solves a real pain point for people by simplifying bill payments, making it an easy sell for your audience.
Seamless integration: VTpass provides you with all the tools and resources you need to promote their service, including banners, landing pages, and tracking tools.
At VTpass, we’re committed to making constant improvements to our platform to give you the greatest payment experience possible. We’re happy to share the news of the release of our most recent VTpass app updates, bursting with innovative features and improvements meant to elevate your experience. We’ll look more closely at the updates and how they can help you in this blog article.
What’s new On The Updated VTpass App
1. Sleek User Interface: We’ve updated the appearance of the VTpass app by adding a sleek, contemporary user interface. You may easily navigate the app and have a flawless user experience from beginning to end.
2. Improved Performance: We’ve made performance improvements to the app, guaranteeing quicker loads and more seamless transitions. You can always have flawless performance with VTpass; say goodbye to buffering and lagging.
3. New Features: Prepare to explore fascinating new features that will completely transform the way you use the VTpass app. We’re adding a number of new features to improve your experience, such as tailored suggestions, enhanced search capabilities, and even more flexible payments.
4. Enhanced Security: We put your security first. We’ve added more security measures as a result to safeguard your information and provide a secure browsing environment. You may browse with confidence knowing that your privacy is safeguarded when you use the VtPass app
5. Bug Fixes: To guarantee a more dependable and seamless experience, we’ve eliminated bothersome bugs and taken care of concerns brought to our attention by users. You can enjoy the new app with fewer disruptions and more peace of mind thanks to our most recent upgrades.
How Beneficial the App Will Be:
Smooth Experience: Take advantage of faster loading times and more fluid transitions and transactions when paying.
Improved Features: Learn about fresh features that streamline your payment and allow you to customise your experience.
Enhanced Security: make payments with assurance knowing that cutting-edge security measures are preserving your data.
Increased Reliability: With our most recent bug fixes and performance enhancements, you’ll have fewer disruptions and a more dependable app experience.
Are you prepared to use the VTpass app with the most recent updates? Just upgrade your app to the most recent version to begin taking advantage of these fantastic new payment additions and improvements. We’re sure you’ll like what’s in store. Make sure to download the app from the Apple and Play Store.
The game between Nigeria’s Super Eagles and South Africa’s Bafana Bafana was a really intense one with emotions everywhere and tension that was so palpable since the day the game was announced. Imagine the following: a stadium bathed in natural light, a thrilling atmosphere, and two teams prepared to give it their all on the field and your DSTV, GOTV or STARTIMES gives you an error message with the due bill payment? you can avoid this and pay conveniently on vtpass.com.
That’s right, everyone, it’s time for a unique football match!
Pre-Game Hype
As soon as the match was announced, there was a noticeable buzz about it. With enough enthusiasm to power a small city, like how you can power your home in minutes by paying your electricity bills online. The hype was felt all over social media and offline as it seemed like it was more than just a football match but a game where the pride of Nigerians and South Africans were on the line. The stadium filled with hopeful fans and supporters of each team. People sitting in front of their TV’s with silent prayers. One of the benefits of subscribing your DSTV, GOTV, STARTIMES, etc with VTpass.com is to not miss matches like this.
Kick-Off Madness
The intensity reached the roof as the referee sounded the whistle to announce the start of the action. With a fierce determination to outshine their rivals, the players ran onto the field. With each near-miss and thrilling tackle, the fans let out loud shouts of joy or frustration at their teams, as the ball sped across the pitch like a celestial object.
A Single Goal
The action got so intense you would think there was no more to it, but then a goal came sliding in like a perfectly sliced apple. At this point, we all thought that was the end and it would be a smooth game but we never knew it was going to get a lot more intense as both teams displayed their attacking capabilities with thundering strikes and beautiful headers and before we knew it, it was an equalizing goal which put everyone at the edge. You wouldn’t believe how it ended.
Dramatic Finish
Both teams abandoned caution in a last-ditch effort to win as the clock ran out and tensions reached an all-time high. As the extra time elapsed, we all knew that a penalty shoot out was going to be the deciding factor of this game that had us all fighting for our lives. The teams huddled for a last round of pep talk before going all out with their shots. The penalty ended with the super eagles taking their spot at the finals with a 4:2 win. Both teams gave their best on the field in an incredible demonstration of patriotic football .
The End
That’s it, people—a football match that will live in memory! What were your predictions? One thing is certain, though, whether you’re a devoted follower or just a casual viewer: football will always be able to enthrall and motivate us, one game at a time. Keep cheering and kicking till the next time, and may the game’s spirit endure!
Stay updated with all your favorite football matches by subscribing your TV on vtpass.com to enjoy seamless and convenient transactions.
In the fast-paced world of today, time is of the essence, you cannot afford to miss a due date. We’re constantly juggling work, family, and social commitments, leaving us with very little time for mundane tasks. Paying bills and managing due dates can be one such tedious chore that often slips through the cracks, resulting in late fees, penalties, and unnecessary stress. But fear not! There’s a solution that can help you stay on top of your bills and never miss a due date again: Vtpass.
We’ve all been there – the frantic rush to pay bills before the due date. Whether it’s your electricity, water, cable TV, internet, or mobile phone bill, managing these expenses can be daunting. Life is busy, and remembering due dates for multiple bills is a struggle. This is where Vtpass comes to the rescue.
Vtpass is a revolutionary online platform that simplifies paying bills and purchasing airtime, data, and other services. With Vtpass, you can access a wide range of services, all in one place.
How Vtpass Works to help you avoid missing a due date
Vtpass operates on a simple yet highly efficient model. Here’s how it works:
1. Create an Account: To get started with Vtpass, you need to create an account on their platform. This is a one-time process and takes just a few minutes.
2. Select Your Service: Once your account is set up, you can start using Vtpass for a wide range of services. You can pay bills, purchase airtime, buy data bundles, renew your cable TV subscription, and more.
3. Enter Details: For bill payments, you need to enter the necessary details, such as your meter number, decoder iuc or other required information. Vtpass makes it easy by providing clear instructions for each biller.
4. Review and Confirm: After entering the details, you can review your transaction to ensure everything is correct. Once you’re satisfied, confirm the payment.
5. Make Payment: Vtpass offers multiple payment options, including debit cards, internet banking, and even pay with the funds in your Vtpass wallet.
6. Receive Confirmation: After a successful payment, you will receive a confirmation message and a payment receipt for your records.
The Advantages of Using Vtpass
Using Vtpass to manage your bills and payments offers several advantages:
1. Convenience
Vtpass simplifies the entire process of bill payments. You can complete your transactions from the comfort of your home or office, without the need to visit multiple offices or stand in long queues. This convenience saves you valuable time and effort.
2. Accessibility
Vtpass is available 24/7, which means you can pay your bills and purchase services at any time that suits you. Whether it’s early in the morning or late at night, Vtpass is always there for you.
3. Variety of services
Vtpass offers a wide range of services, including electricity, water, cable TV, internet, mobile recharge, and even educational services. This variety ensures that you can handle all your financial and service-related transactions in one place.
4. Timely Reminders:
One of the key features of Vtpass is the option to set up reminders for your bill due dates. You’ll receive notifications well in advance, helping you stay organized and avoid late payments.
5. Secure Payments
Vtpass employs state-of-the-art security measures to protect your financial information and transactions. You can trust that your payments are secure and your data is protected.
6. Instant Transactions
No more waiting for hours or days for your payments to reflect. Vtpass ensures that your transactions are processed instantly, so you don’t have to worry about overdue bills.
How to Get Started with Vtpass
Getting started with Vtpass is a straightforward process:
1. Create an Account: Visit Vtpass and sign up for an account. You’ll need to provide your basic information, such as your name, email address, and phone number
2. Browse Available Services: Once you have an account, explore the wide range of services that Vtpass offers. You can choose from bill payment categories like electricity, water, cable TV, and more.
3. Enter Bill Details: Select the service you want to pay for and enter the required details, such as your customer ID or meter number.
4. Review and Confirm: Double-check all the information you’ve entered and confirm that everything is correct.
5. Make Payment: Choose your preferred payment method. Vtpass supports various payment options, including debit cards, internet banking, and Pay with Vtpass credit.
6. Receive Confirmation: After a successful payment, you’ll receive a confirmation message along with a receipt.
Tips for Using Vtpass Effectively
To ensure that you make the most of Vtpass and never miss a due date again, consider the following tips:
1. Set Up Reminders
Take advantage of the reminder feature on Vtpass. Set up reminders for all your due dates, and customize them to your preferences. You can receive reminders via email or SMS, whichever you find more convenient.
2. Plan Ahead
Don’t wait until the last minute to make your payments. As soon as you receive a reminder, plan your payments and complete them ahead of the due date to avoid any last-minute stress.
3. Use the Vtpass Wallet
Vtpass offers a wallet feature where you can preload funds. This is a great way to streamline your payments, as you don’t have to enter your payment details every time you make a transaction. Plus, you can earn rewards for using the wallet.
4. Keep Records
Always keep a record of your transactions. Vtpass provides receipts for all your payments, which you can save for future reference. This
is especially useful for tracking your expenses and ensuring that your payments are properly processed.
5. Stay Informed
Regularly check your email and mobile phone for Vtpass reminders and updates. Staying informed about your upcoming bills and transactions is crucial for managing your finances effectively.
Real-Life Scenario: How Vtpass Can Save the Day
To better understand the impact of Vtpass on everyday life, let’s explore a few real-life scenarios:
Scenario 1: The Forgetful Parent
Meet Sarah, a busy working mom with two children. Her life is a constant juggle between work, school runs, and household chores. In the midst of all this chaos, Sarah sometimes forgets to pay her electricity bill on time, leading to annoying power outages. With Vtpass’s automated reminders, Sarah can now set up notifications for her electricity bill due date. This ensures that she never forgets to pay her bill, and her family enjoys uninterrupted power supply.
Scenario 2: The Frequent Traveler
John is a frequent traveler who often forgets to renew his cable TV subscription. He’s on the road so often that managing bills becomes a daunting task. Using Vtpass, John can schedule reminders for his subscription renewal. Even when he’s away, he receives timely notifications and can complete his payments from anywhere in the world. This way, he never misses his favorite shows.
Conclusion
By using Vtpass, you can take control of your finances, stay organized, and never miss a due date again. Say goodbye to the hassle of bill management and embrace the convenience of Vtpass for a more stress-free and efficient life.
So, why not give Vtpass a try today and experience the benefits for yourself? Say goodbye to overdue bills and late fees – streamline your payment experience with Vtpass, and regain control of your financial life.
In today’s fast-paced world, managing your utility bills can be a daunting task. Late bill payment can lead to disconnections, extra charges, and unnecessary stress. Fortunately, VTpass is here to simplify your life by providing a seamless platform for paying your utility bills. In this comprehensive guide, we will share five valuable tips to ensure that your utility bill payment experience with VTpass is smooth, stress-free, and efficient.
Tip 1: Setting Up Bill Payment Reminders
Basically, one of the most significant advantages of using VTpass for your utility bill payments is the option to set up payment reminders. Obviously, life can get busy, and it’s easy to forget payment due dates. Surely, by utilising this feature, you can receive timely notifications, ensuring that you never miss a payment deadline again. Here’s how to do it:
Log in to your VTpass account.
Navigate to the “Payment Reminders” section.
Enter the details of your bills and their respective due dates.
VTpass will send you reminders well in advance, giving you ample time to make payments.
Thus, this simple yet effective feature can save you from late fees, reconnection charges, and the inconvenience of service interruptions.
Tip 2: Explore Multiple Payment Options
In essence, VTpass understands that everyone has their preferred payment method. That’s why we offer a wide range of payment options to cater to your needs. Whether you prefer mobile money, card payment, or funding your VTpass Wallet, we’ve got you covered. Here’s an overview of the available payment options:
Card Payment: Pay your bills securely using your debit or credit card.
Wallet Funding: Fund your VTpass Wallet for quick and easy bill payments.
Mobile Money: Conveniently pay your bills using popular mobile money services.
Bank Transfer: Transfer funds directly from your bank account to settle your bills.
Essentially, having multiple payment options ensures that you can choose the one that suits you best, making the bill payment process more convenient than ever.
Tip 3: Bill Payment History at Your Fingertips
Transparency and accessibility are essential when it comes to managing your finances. VTpass provides you with a user-friendly interface that allows you to access your bill payment history with ease. Therefore, this feature is incredibly valuable for several reasons:
Transaction Verification: You can verify that your payments were successfully processed, giving you peace of mind.
Expense Tracking: Keep track of your monthly expenses by reviewing your payment history.
Reference for Disputes: In the rare event of a billing discrepancy, your payment history serves as a reference point for dispute resolution.
To access your bill payment history, log in to your VTpass account and navigate to the “Transaction History” section. Here, you’ll find a detailed record of your past payments, including payment dates and confirmation receipts.
VTpass.com- Bill payment platform
Tip 4: Exceptional Customer Support
At VTpass, we prioritise customer satisfaction and are committed to providing top-notch customer support. Due to this, our dedicated support team is readily available to assist you with any payment-related queries or issues you may encounter. Whether you have questions about a specific bill, encounter a technical glitch, or need assistance with your VTpass account, we’re here to help.
Significantly, in today’s mobile-driven world, convenience is key. Fortunately, that’s why VTpass offers a user-friendly mobile app that allows you to make bill payments on the go. Whether you’re stuck in traffic, waiting for a meeting, or simply prefer the flexibility of mobile payments, our app has you covered.
Key features of the VTpass mobile app include:
Easy Bill Payments: Pay your bills conveniently using your smartphone.
Payment Reminders: Receive timely bill payment reminders directly on your mobile device.
Secure Transactions: Enjoy secure and encrypted transactions for your peace of mind.
Access to Wallet: Manage your VTpass Wallet and make payments seamlessly.
The VTpass mobile app is available for both Android and iOS devices, ensuring that you can access our services whenever and wherever you need them.
Conclusion:
In conclusion, VTpass is your trusted partner for a smooth and stress-free utility bill payment experience. Furthermore, by implementing these five tips—setting up payment reminders, exploring multiple options, accessing your bill payment history, utilising exceptional customer support, and using the VTpass mobile app—you can streamline your bill payment process and enjoy the convenience of efficient, on-time payments.
Finally, don’t let late payments or service interruptions disrupt your life. Take advantage of VTpass’s user-friendly platform and payment solutions to ensure that your utility bills are paid promptly, allowing you to focus on what truly matters.
Welcome to VTPASS SPORTS CUE – this is a run down of happenings in the world of Sport over the weekend.
MAN CITY CHAMPIONS!!
37 matches in, and guess what?? MAN CITY ARE CHAMPIONS ALREADY. They lead the race with 7 points, which means it would be mathematically impossible for any team to catch up with them. So this means Man city has secured the EPL title 5 times in 6 years. Legendary!!!
With the Champions league and the FA cup finals left to play, Man City has an outstanding chance of securing a treble for the second time in 5 years. Give Guardiola a managerial legend status already.
MURRAY WITHDRAWS;
Andy Murray has pulled out of the French Open to prepare for Wimbledon. He is the latest player to pull out of the competition following Rafael Nadal and Nick Kyrgois in this step. It was reported that the British tennis player withdrew from the competition to prioritise Wimbledon.
Also notable is the fact that the tennis player prefers the hard court to clay courts. Murray’s decision to exit the competition stems from his lackluster performance on clay courts this season. The Scottish athlete faced disappointing defeats in renowned tournaments such as Rome, Madrid, and Monte Carlo. Most recently, he suffered a loss to Swiss star Stan Wawrinka at the Bordeaux Challenger last Wednesday
So we wish Andy Murray the best in hard (grass) courts this season.
Simona Halep
On this episode of sport cue, we look into Simona Halep doping allegations. Simona was charged with a doping allegation in October, 2022 after testing positive for a banned substance at the US open, and has been suspended from the court since then. News sprung up over the weekend that Simona has been charged with a fresh doping allegation which is separate from the one she is currently serving a suspension for.
The ITIA announced on Friday that Halep’s athlete biological passport returned irregularities after an assessment of her profile by an independent panel. Anti-doping bodies use the biological passport system to monitor an athlete’s various blood indicators over a long period of time. This is done in order to identify irregularities that could indicate rule violations.
Halep spoke publicly for the first time about her first doping charge last month, criticising the ITIA for multiple delays that meant she has been unable to present her case to an independent tribunal eight months after receiving notification of the positive test. In her new statement, Halep claimed that the ITIA is motivated to find her guilty. “I feel helpless facing such harassment and motivation on their behalf to prove me guilty of something I never did. Once again, all my life I have been totally against any sort of cheating. It doesn’t align with my values.” she wrote.
We hope Simona will be cleared, and she can return to court soon. Sports cue will provide further reports on this.
WSL DRAGS ON TO FINAL MATCHDAY
And it has come to this. Chelsea Woman will face Reading while Manchester United Women will face Liverpool on the last day of the WSL 2022/23 season. Chelsea lead the way with 2 point ahead of Manchester United going into the final week of the season. A win for Chelsea will ensure they successfully retain the WSL trophy. Nevertheless, the title charge is not over for the Manchester United team who won the Manchester derby yesterday.
It will boiled down to mathematics, prayers and hope going to the last game-week of the season. Man United will be crowned champions if they beat Liverpool by a margin of 5 goals, and Reading defeats Chelsea in their fixture. This could prove to be a monumental challenge because Chelsea has a better head-to-head record than Reading, which has only triumphed once in their 18 meetings.
Sports cue is looking ahead to this final gameweek.
MIAMI HEAT
For the second year in a row, Miami Heats are one win away from the NBA finals. Miami Heats head into the fourth match of the best-of-seven series against Boston Celtics with a 3-0 lead. A win in the next match will see Miami Heats advance to the NBA finals. This comes a
The results are somewhat similar in the other playoff fixture between Los Angeles Lakers and Denver Nuggets. Denver Nuggets lead the series 3 – 0 and a victory in the next round will guarantee them a place in the finals.
As we say in football, anything is possible. I guess the same can be said in basketball, anything is possible. But we foresee a Denver Nuggets vs Miami Heats final in the NBA.
If you are looking for a strong motivation to propel you into doing more, then it would be good news to know that vtpass.com can provide the incentive for you to work faster and more convenient. At vtpass.com, we make for quick and convenient means of paying all pending bills. Just by logging in to vtpass.com, you can pay for your phone airtime- Etisalat,Airtel, MTN, GLO; your TV subscription, electricity bills, data subscription and so on.
Bills payment is an option designed by payment billers that allows individuals access utilities that makes living so much fun and better. Vtpass offers payments for bills such as electricity bills, cable tv payments, insurance policies amongst others. So it is important for every customer to know how these functions work exactly and how they can access them.
The world is widely digital, as technology has streamlined every human experience into a widely scalable technological experience. The history of cable tv started with antiquated tv antennas that only allowed users watch stations like NTA, AIT, BCOS, and others over time.
But in the last decade, there has been a steady paradigm shift towards the pay-per-view option of accessing both local and international tv channels via digital decoders – with DSTV being the pioneer of such innovation in Nigeria, and by extension Africa. Today, every home in Nigeria has one cable tv or other that enables them to watch channels of various content like news, sports, entertainment, religion, documentary, etc.
In the time past, only rich people could afford cable tv. It was limited to a specified demography of people who could afford installing cable Tv in their homes because of the expensive nature. However, this stance has changed over time, as cable TVs are cheap and affordable for all.
However, the significant change in the narrative of our payment behaviour has made every financial solution accessible on digital platforms and has also contributed to the ease and simplicity of paying for your cable tv bills online.
How to Pay Cable TV on Vtpass
As earlier stated, there are a few steps to pay your cable tv bills on Vtpass. The following are those simple steps:
Download the Vtpass app on Google Play Store or Apple Store
Create a Vtpass account and log in
Click on “Pay TV subscription”
Choose your preferred “Cable tv type”
Enter necessary details – (Smartcard number, phone number, amount etc) and proceed to the payment page.
Click on “Pay Now” to process your payment and activate the decoder..
Which Cable TV Providers Are Available On Vtpass?
Currently, there are three (3) cable tv providers on Vtpass. These are DSTV, GOTV, and Startimes. But in all of these cable tv providers, you can pay for the different packages that are available for the respective cable TVs.
How To Troubleshoot Cable TV Issues With Vtpass
In the event of a lingering issue that needs rectification or prompt resolution, you can contact the Vtpass support team anytime and from anywhere to enable them to proffer solutions to your needs. Like earlier mentioned, our customer support team is highly responsive and you can troubleshoot your issues with the certainty that you will get a response.
You can contact Vtpass support via email or live chat to present your issue. We are also active on social channels like Whatsapp, Facebook, Instagram, and Twitter to tend to your queries.
Conclusion
Cable TV payments on Vtpass remains seamless, and swift. This is because you are guaranteed fast and secure payments, good customer support, and simple navigation when you use the Vtpass portal to make your bills payment.
Vtpass remains your best bet in having a seamless online payment when it comes to your bills, airtime, and data. Pay Dstv, Gotv and Startimes bills promptly our our website and get value immediately.
Budgeting is the first step to financial success. Oftentimes, we’ve heard people talk about how a certain commodity isn’t in their budget, and so they can’t afford to buy it. This drives the quest to fully grasp the concept of this economic terminology. Every individual’s goal is to be able to afford whatever he wants. In understanding people’s attitudes toward financial goals, the following assumptions about humans are true. This general attitude guides their approach to making and spending money.
ASSUMPTIONS THAT AFFECTS BUDGETING
That man is a rational and social being. This indicates that humans possess the mental capacity to reason and think, which enables us to perform a variety of cognitive tasks such as concept formulation, assessment of ideas, and reasoning.
A need is a requirement for functioning and existing. Wants are anything that enhances the quality of your life.
A person’s income must be greater than his expenses. If the reverse is the case, it is highly detrimental to the financial well-being of the individual.
A person must instill healthy habits to get the best out of budgeting.
PERSONAL INCOME VS EXPENSES IN BUDGETING
This concept of personal income can be defined as all the earnings an individual makes over a period of time. Personal income comes from salaries, investments, and other assets the individual has acquired over time. Income generally refers to the value or sum an individual and business earn in exchange for their labor and goods.
There are basic expenses that an individual must pay at all times, and these are called cost of living expenses. The cost of living expenses might differ from person to person depending on lifestyle, choices, and family size. The common cost of living expenses includes feeding, rent, clothing, taxes, education, transportation, etc.
To further break these two concepts into bits, income is money coming in, and expenses are money going out. Every individual’s goal should therefore be to maximize income while minimizing expenditure. Understanding these two concepts helps individuals project their financial standing and plan toward their goals.
WHY DO I NEED TO PLAN MY FINANCE?
Personal finance is mostly relative to the individual’s mindset, choices, and lifestyle. Certain individuals have no financial projections, nor do they have goals. Having a financial plan is just like intending to have a fit body, and then taking steps to cut down on unnecessary junk food and registering at the local gym. In the same way, you plan for your social lifestyle, and physical body, this same energy should be directed toward your finances.
Financial planning is a methodical process whereby a person makes the most of their financial resources by managing their money wisely to best meet their financial goals and objectives. We all know the health implications of eating too much, so we pay attention to what we eat and how we eat it. Likewise, you should also pay attention to the implications of spending more than you earn. A financial heart attack, including debt, bankruptcy, and a lifetime of bad credit, may result from continuously spending more than you make. A personal financial plan functions as a financial diet plan.
WHAT THEN IS BUDGETING?
A budget is an economic concept; governments, companies, and individuals use budgets to estimate their income and outlays for a given period. Budgets are essentially plans for a specific period and are known to increase the success of any financial endeavor significantly.
The objective of a personal budget is to minimize expenses and maximize savings. You can use the additional money you save by reducing your less-needed expenditure and raising your savings rate toward significant long-term financial objectives. Budgeting is essential if you want to control your spending, be ready for unforeseen circumstances, and be able to afford your needs without falling into debt. It doesn’t have to be tedious, you don’t have to be brilliant at arithmetic, and keeping track of your income and expenses doesn’t mean you can’t buy items that you want. It simply means that you will be more aware of where your money is going and that you will be more in control of your finances.
The concept of budgeting is not to make you feel bad after spending. The goal of budgeting is to ensure you can save some money each month, ideally at least 10% of your total income, or at the very least, to ensure you are not spending more than you bring in.
. To successfully create a personal budget, you must first meticulously track your income and expenses. Making a budget is simple once you keep track of your money. Your expenditure is far more difficult to identify or track. You may start the crucial process of classifying all your income and spending once you have a complete list of all your bank deposits, outgoing checks, and transfers.
Having the right attitude toward money is the backbone of having a budget.
CREATING A BUDGET
The following steps will take you to a healthy financial budget
FIGURE OUT YOUR NET INCOME:
Your net income serves as the cornerstone of an efficient budget. Your take-home pay is the sum of your income less tax, including other benefits. Focusing on your gross pay instead of your net pay may cause you to overspend because you will believe you have more money accessible than you have. Keep thorough records of your contracts, and compensations if you are a contractor or a freelancer to manage erratic revenue.
ANALYSE YOUR SPENDINGS
Finding out where your money is going comes after determining how much money you make. This will help you cut costs by keeping track of and classifying your expenses. List your fixed expenses first. These are typical monthly expenses like utility bills, rent, and so forth. Next, make a list of your variable expenses, which include things like groceries, transportation, and feeding, among others, and could differ from month to month.
SET SENSIBLE OBJECTIVES:
Make a list of short-term and long-term financial goals. Short-term goals which can be completed in one to three years might include actions like creating an emergency fund or reducing debts. Long-term goals take years to accomplish. Although your goals don’t have to be unchangeable, knowing what they are can inspire you to keep to your budget. For instance, if you know you are saving for a vacation, it might be simpler to reduce spending.
Plan
The difference between what you spend and what you wish to spend is where everything comes together. To estimate your spending over the next few months, use the list of variable and fixed expenses that you have established. Contrast it with your net income. Consider creating direct and clear spending limits on each category.
You could decide to further segment your spending by dividing it into wants and needs. For example, petrol is considered a need if you will commute to work in your car every day. On the other hand, an online movie subscription might be considered a want. When you’re looking for strategies to reroute money toward your financial goals. This distinction becomes crucial.
REVIEW YOUR BUDGET FROM TIME TO TIME:
All items in your budget may not be certain. For example, your expenses might change, you might get a salary increment, and you might reach a goal and want to set a new goal. Whatever the reason is, establish the practice of routinely reviewing your budget by using the preceding procedures.
Conclusion
Knowing your monthly income and expenses will help you to endure that your money is being used for the best. A budget can help people who have a good salary and enough money left over after paying all expenses to maximize their savings and investments.
Any budget should concentrate on identifying and categorizing all expenses that happen during the month, quarter, and year if one’s monthly expenses normally absorb the majority of net income.
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