The Guide to Smartphone Data: Understanding Gigabytes and Avoiding Bill Shock

Ah, the magical energy that keeps us informed, entertained, and connected: smartphone data. However, understanding gigabytes (GB) and data plans might be like reading ancient manuscripts. With the help of this guide, you’ll be able to manage your data usage, prevent bill shock, and make sure your smartphone continues to be a window into the infinite possibilities rather than a financial black hole.

Breaking down Gigabytes:

A gigabyte (GB) is what? Consider a bucket of data. Approximately 1,000 images, 300 songs, or one hour of high-definition video streaming can be stored on one gigabyte.

Understanding Data Usage:

  • Data Consumption Culprits: Streaming music and videos, browsing the internet, and using social media applications are all data guzzlers. Background app refreshes and automatic updates can also silently drain your data. let us show you how to minimize it.

How to avoid bill shock

  • Know your plan: Familiarize yourself with your data plan’s inclusions and limitations. Most carriers offer tiered plans with varying data allowances. Choose a plan that aligns with your typical usage.
  • Monitor Your Data: Most smartphones have built-in data usage monitors. Utilize these tools to track your data consumption and identify any spikes to easily avoid bill shocks
  • Data-Saving Tips: Download content for offline viewing when connected to Wi-Fi. Opt for lower video streaming quality and limit background app refresh. Consider using data compression apps to optimize data usage.

Getting good at the data game:

  • Wi-Fi is Your Friend: To reduce data usage, connect to Wi-Fi hotspots whenever you can. Free Wi-Fi is available at cafes, public libraries, and even in some public transit systems.
  • Data Saver Mode: Several applications come with built-in data saver modes that lower data usage by reducing the amount of background data used and the quality of the images.
  • Watch Out for Autoplay: Autoplay features on social media sites and video streaming services can rapidly consume your data. Turn these functions off to maintain control.
  • Think about data carryover: plans that allow unused data from one month to be carried over to the next are available from some carriers. you can check them on VTpass. If you routinely have extra data at the conclusion of your billing month, look into these solutions.
  • Buy cheaper data: Always opt for cheaper data plans offered by service providers. Sme plans and cheaper data bundles like the ones offered on the vtpass app and website.

Bonus Tip: Take advantage of apps that allow you to monitor your data usage, set data usage limits, and receive alerts when you’re nearing your data limit. These are some of the tips for avoiding bill shocks with your trusted VTpass

Weekend Warrior: Recharge and Relax with VTpass and cable

The weekend is calling, and the workweek is finished! It’s time to let go of your worries, rejuvenate, and spend some quality relaxation time. However, what is the best way to utilize those valuable days off?

You, however, weekend warrior, need not fear! Here’s your comprehensive guide to an amazing weekend filled with entertainment and leisure, made possible by VTpass’s convenience:

Disconnect and relax.

Binge-watching Bliss: Forget endless scrolling and delve into engrossing TV series and films. With VTpass, you can quickly become a subscriber to the cable networks you choose (DSTV, GOTV, and SHOWMAX), opening up a vast array of entertainment choices. There’s something for everyone, whether your preference is for an intense drama, a riveting documentary, or a marathon of vintage sitcoms.

Snuggle Up with a Vintage: Nothing beats cuddling up with a good book or enjoying your favorite music on occasion. However, who wants to ruin their leisure time with a trip to the store to buy a new book or top up their data? Nonetheless, VTpass allows you to buy airtime and data straight through the portal, guaranteeing continuous pleasure. You can enjoy your book apps and listen to music without moving an inch.

Boost Your Laughter:

Link with friends and family: What good is a relaxing weekend if you don’t spend time with the people you love? To stay connected, use the data you purchased on VTpass. With a dependable data connection, you may chat with friends and family, play games online, or have video conversations.

Explore the Digital Universe: Fun and relaxation can be seen in plenty on the internet. Data keeps you entertained and connected, whether you’re discovering new recipes, picking up new skills, or just keeping up with the newest social media trends.

Here is how to unwind and relax this weekend with VTpass

Your weekend relaxation is made easy with VTpass. How to do it is as follows:

Convenience at Your Fingertips: From the comfort of your couch, manage your airtime top-ups, data purchases, and television subscriptions. There’s no more having to put up with long phone calls or stand in line.
Save Time: Eliminate unnecessary errands and devote more of your time to your passions and relaxation.
Peace of Mind: Less stress and greater enjoyment result from knowing you have all you need for a laid-back weekend.

So, this weekend, ditch the stress and embrace the chill! With VTpass on your side, you have everything you need to unwind, recharge, and create some unforgettable memories.

Turn Those Clicks into Cash: Monetize Aba Electric Services on VTpass

Are you a terminal agent? Looking for ways to transform website visitors into paying customers and boost your revenue stream? Look no further than integrating Aba Electric services into your existing VTpass offerings! Here’s how this powerful combination can boost your business:

Unlocking New Revenue Streams:

  • Commission on Every Transaction: Earn juicy commissions on every successful Aba Electric transaction processed through your VTpass platform. This translates to increased revenue with each bill payment, meter recharge, or product purchase.
  • Attract New Customers: Expand your customer base by offering essential Aba Electric services alongside your existing VTpass products. This attracts new users seeking a one-stop shop for their electricity needs.
  • Boost Customer Retention: Providing a convenient and comprehensive platform for managing electricity bills and meter top-ups encourages existing customers to keep coming back.

Why VTpass + Aba Electric is a Winning Formula:

  • Seamless Integration: VTpass is known for its user-friendly platform. Integrating Aba Electric services ensures a smooth and familiar experience for your users when managing their electricity needs.
  • Enhanced Value Proposition: By offering Aba Electric services, you elevate your VTpass offerings; in other words, you provide greater value to your customers, setting yourself apart from competitors.
  • Increased User Engagement: A wider range of services translates to more reasons for users to visit your platform, leading to increased website traffic and engagement.

Ready to cash in?

Lastly, integrating Abedc services into your VTpass platform positions your business for significant revenue growth. It allows you to attract new customers, retain existing ones, and ultimately increase your bottom line.

Head over to the VTpass developer portal today to explore the Aba Electric integration options and unlock the full earning potential of your VTpass platform!

How to buy data and airtime on the new VTpass App

Do you buy airtime and then convert it to data, or just buy data directly? These are some of the things that I’d like to think make us really different and show personality. I would rather buy my GLO airtime and then convert it to data at my own pace because, why not? The extra bonus that GLO gives me when I buy airtime holds a special place in my heart. Anyway, buying data and airtime from VTpass is as easy as spelling your name, and you’ll be shown how to do it in this blog post. 

VTpass has made buying data and airtime easy with the newly updated app. Follow these easy steps to buy data and airtime on your app. Whether you’re buying MTN, 9MOBILE, or GLO airtime, VTpass has you covered.

How to buy data 

  1. Download the VTpass app, version 3.0.3, available on android and IOS
  2. Sign up if you don’t have an account, or log in if you are an existing customer. 

3. Click on buy internet data 

4. Proceed to pick your preferred network provider, e.g GLO 

5. Pick your preferred GLO data bundle and proceed to make payments 

Purchasing Airtime

  1. Repeat steps one and two above.
  2. Click on buy airtime
  3. Proceed to pick your preferred network provider, e.g MTN
  4. Enter your correct details and make payment for the exact amount of MTN airtime

See? It’s as easy as spelling your name. You do not have to worry, as all the airtime and data bundle prices are integrated into the VTpass app.  You’re not missing out on anything at all.

Become a VTpass Affiliate and Monetize Your Audience!

Looking for a way to earn extra income while helping others save money? Look no further than the VTpass affiliate program! This innovative app simplifies data and utility bill payments, offering a convenient and secure experience for millions of users. And guess what? You can become a VTpass affiliate and profit from their success!

As an affiliate, you essentially act as a promoter for VTpass. You’ll share your unique affiliate link with your audience—friends, family, followers, etc.—and whenever someone makes a purchase through your link, you’ll earn a commission. It’s a win-win situation: you earn money, and your audience benefits from a helpful service.

Why VTpass?

  • Huge target audience: Millions of people use VTpass to pay their bills, creating a vast potential customer base for you to reach.
  • Recurring income: Once someone starts using VTpass, you’ll earn on every future transaction they make, creating a sustainable income stream.
  • High-value product: VTpass solves a real pain point for people by simplifying bill payments, making it an easy sell for your audience.
  • Seamless integration: VTpass provides you with all the tools and resources you need to promote their service, including banners, landing pages, and tracking tools.

How to become a VTpass affiliate:

  1. Sign up for the free program on VTpass’s website.

2. Fill in your accurate information, grab your unique affiliate link, and start promoting VTpass!

3. Share your link on social media, your blog, an email newsletter, or even in conversations with friends and family.

4. Track your earnings through the VTpass dashboard and see your income grow!

Ready to become a VTpass affiliate agent today and maximize your income? Sign up now and get started.

Achieve Exam Success: VTpass Simplifies JAMB e-Pin for UTME and DIRECT ENTRY Exam Payments

Jamb prep can be difficult enough without having to deal with the additional burden of payment procedures. This is why VTpass is here to make your path to success easier by providing easy online exam payment options. We’ll go over how the vtpass platform simplifies JAMB e-PIN payments in this blog post so you can concentrate on what really matters—getting A+ grades on your exams.

The Stress of UTME Exam Payments

We students are all too familiar with the strain that comes with the Jamb/UTME season. You already have enough stress from studying hard and making sure all administrative duties are completed; the last thing you need is to have to deal with challenging payment procedures. Long lines, tedious paperwork, and the possibility of delays are common features of traditional techniques, which can negatively affect your concentration and planning.

Enter VTpass; your Direct Entry exam payment solution.

Exam payment is made simple using the cutting-edge VTpass online payment system. Here’s how we ensure a stress-free and seamless process:

Easy Accessibility at Your Fingertips:

With just a few button clicks on our intuitive site, you may finish JAMB, e-PIN  payments from the convenience of your home. Exam costs can now be paid for whenever and wherever you choose on our platform. No more racing to payment locations or lugging around heavy paperwork.

Quick Transactions:

Bid farewell to longer transaction waits and delays. You may confirm your utme exam fees in a matter of seconds thanks to our secure payment gateway, which guarantees that your transactions are processed quickly. You can feel secure knowing that payments from our website will be made on schedule, providing you comfort during exam season.

Safe and Reliable

The protection of your financial and personal data is our top priority at VTpass. Our platform protects your data using cutting-edge encryption methods to make sure that no unauthorised parties can access it or compromise your transactions. You can be sure that your jamb number and all information is secure when you partner with us.


How to buy JAMB e-pin for UTME and Direct Entry

  1. Log on to vtpass.com 

2. Navigate to Education Payment

3. Fill in the correct details. Exam type, jamb profile ID, Phone number, email address,

4. Make sure the details are correct.

5. Make Payment: You can pay with a card, bank transfer, or USSD.

6. Payment Confirmation: You will immediately get a receipt to confirm your payment.

Ultimately, VTpass is dedicated to making exam payment simpler and freeing up students to concentrate on what really counts—achieving academic excellence. You may rely on us to manage your exam payments with ease thanks to our user-friendly interface, quick transactions, and excellent security features. Reject anxiety and welcome prosperity when VtPass is by your side.

Are you ready to experience convenience? Click here to get started.

Mastering Your Utility Bills Payment with VTPass

Hey there, savvy bill-payers! Are you tired of managing utility bills? Say hello to convenience and control with VTPass! In this post, we’ll help you master your utility bills payment with VTpass like a pro. Let’s dive in! Don’t just manage your utility bills, make them work for you! With VTPass, you’ll be able to take control of your payments and finally have peace of mind. Let’s get started and learn how to master your utility bill payments!

Understanding the Basics: 💡📋

First things first, let’s break it down. Utility bills can be complex, but VTPass simplifies it all. Whether it’s electricity, water, internet, or any other essential service – you name it, we’ve got you covered. VTPass allows you to view and manage all of your utility bills in one place, making it easier to understand and keep track of your spending.

Easy Sign-Up & Navigation: 📱👆

Getting started with VTPass is easy. With our user-friendly platform, you can complete the sign-up process in just a few clicks. It’s intuitive and hassle-free, ensuring a seamless experience for everyone. You can complete the sign-up and sign-in process in just a few clicks. Once you sign up, you’ll gain access to all our products and services.

Real-time Payments: ⚡️🔄

Remember the frustration of waiting for hours or even days for your payments to reflect? That’s a thing of the past with VTPass. Experience the magical realm of real-time payments and relish the peace of mind that accompanies prompt settlement of your bills.

Safe & Secure Transactions: 🔒🛡️

Security is paramount, especially when it comes to your hard-earned money. At VTPass, we take your security seriously. We design our platform with advanced security measures to ensure the safety of your data and secure transactions. Your peace of mind is our top priority, always.

utility bills payment with VTpass is easy and intuitive

24/7 Customer Support: 📞🤝

We understand that questions can arise at any time. That’s why our friendly customer support team is here for you, 24/7. Whether you have a query or need assistance with any aspect of your bill payments, we’re just a phone call away. With VTPass, you’re never alone on your smart paying journey.

And there you have it, folks! Mastering your utility bills payment with VTpass has never been this easy. Say goodbye to stress and hello to convenience with VTPass. Ready to take control of your bill payments and simplify your life? Start your smart paying journey today and experience the difference for yourself! 🏠💡💳

HOW TO MANAGE YOUR MOBILE DATA BETTER

Data is life, or so you have heard from the famous Airtel television adverts. I often wonder how people cope without internet access due to the lack of data plan or not being able to manage your mobile data. The internet has become an integral part of our lives. As it provides us with access to information that was previously inaccessible. It’s also a powerful tool for connecting with people, for entertainment and for sharing ideas. Without internet access, many feel like they are missing out on so much.

And they are, they are missing out on so much. The Super Bowl was yesterday. Champions League continues this week, China accused the U.S. of flying a balloon over its (China) airspace. A lot of events have happened and are happening around the world that one should be aware of.

This blogpost intend to emphasise the importance of having mobile data on your smartphone at all times. These days, mobile data is money. If you don’t optimise your phone to handle it intelligently, you’re throwing dollars down the drain.

So, here are some insightful ways that can help you manage your mobile data:

Understand your data usage: To solve a problem, you need to understand the origin of that problem. What happens here is totally dependent on the model and type of phone you currently use. Basically, whatever model of Android phone you use, you can check your data usage from the settings. When you click on settings, find mobile data usage or app data usage. When you click on the icon, you will get a detailed overview of what actions, applications have been consuming your mobile data.

In addition, you will see the rate of increase over the past 30 days. In most cases, apps that consume a large amount of data are apps that involve streaming audio and videos. Social media applications fall into this category. Make a mental note of these apps. You will know what to do with them soon. Look closely at the graph. It gives you a breakdown of the data usage of all applications installed on your smartphone. This includes those that run in the background without you needing to open the app.

Reviewing mobile data usage to manage your data usaga

Remove all auto-play and ‘auto-download’:

This is a notorious culprit in the data hoovering business. To curb this, open all your social media platforms, locate their settings, and turn off the ‘auto-play’ and ‘auto-download’ menus. Videos are among the most voracious consumers of data, and social media sites play them without your permission. But guess what? It doesn’t take much effort to change that.In the Facebook Android app, if you open the main menu, tap “Settings & Privacy,” then tap “Settings” followed by “Media,” you’ll find a series of controls that’ll reduce the size of images and videos and keep videos from playing on their own. On Twitter, you’ll find similar options in the “Data Usage” section of the app’s settings.Most social apps have similar settings, even if they require a bit of digging.

Compress your mobile web experience:

Next up is an easy fix: making your browser less of a data hog. It can save a significant amount of data — as much as 60%, according to Google’s estimates — and actually make your browsing noticeably faster as a result. (Note, however, that it doesn’t work with Chrome’s Incognito Mode). To try it out, go into Chrome’s settings and look for the line labeled “Lite Mode.” Tap it, then make sure the toggle there is activated.If you want even more data-saving tools, try Opera Mini. The browser offers its own form of remote page compression and provides a variety of settings to control how much optimisation occurs.

Optimise your music apps: You use Spotify or Youtube music? Turn down the audio quality to low. This will assist you manage your mobile data better. Make sure your music app consumes as little data as possible. Try setting it to “Low” and then see if the more data-friendly audio quality is good enough for your ears.While you’re in the settings, take a moment to confirm that the “Limit mobile data usage” and “Don’t play music videos” options are activated. Be sure to look through the settings of any such apps on your phone to make certain they’re configured in the most data-efficient manner possible.

Try the light versions of apps and websites:

A growing number of services now offer scaled-down versions of apps — apps designed explicitly to use less data while still delivering reasonably enjoyable experiences. Even if you aren’t overly worried about your mobile data usage, you might find some of them to be preferable to the regular alternatives.Google has an entire suite of “Go”-branded apps for this very purpose, and as of this writing, four of them are broadly available: Google Go, Google Maps Go, Navigation for Google Maps Go, and Gallery Go.

(The others — including Gmail Go, Google Assistant Go, and YouTube Go — are currently available only for Android Go devices.) Facebook also offers light versions of its main Facebook app and Facebook Messenger app. Instagram has launched Instagram Lite. These apps are specifically designed to take up less storage space and data than their full versions. This makes them more accessible to people with limited phone storage or data plans. This will help you manage your mobile data.

Put the Play Store on notice:

App updates are a breeze! They’re also, however, often large — and if you aren’t careful, they can use a lot of your mobile data allotment. Make sure that isn’t happening by opening up the Play Store on your phone, tapping your profile in the upper-right corner, then selecting “Settings” followed by “Network preferences”. There, you can ensure that the “Auto-update apps” option is set to “Over Wi-Fi only” and also that “Auto-play videos” is set to “Over Wi-Fi only.” If you really want to go all out, you can also change “App download preference” to either “Over Wi-Fi only” or “Ask me every time” and then avoid downloading any apps on mobile data unless it’s absolutely necessary.

Download media in advance: The most effective way to cut back on mobile data streaming is to avoid it — and many multimedia apps make that easy to do. The trick is simply to download the content you want in advance, while you’re connected to Wi-Fi. So it’ll be locally stored and available whenever you’re relying on mobile data. And don’t forget that if you subscribe to YouTube Premium or YouTube Music Premium, you also have the ability to download videos from YouTube for on-the-go viewing (and that applies on your Chromebook, too, if you’re crafty).

Look in the “Background & downloads” section of the YouTube app’s settings to adjust your offline watching settings. Then tap the three-line menu icon next to any video on the YouTube home screen to find the download option (or open the video and then look for the Download button directly beneath its title). Spotify and other audio streaming services also offer similar options.

Optimise Account Sync Settings:

Your account sync settings are set to auto-sync by default. Keep auto-sync disabled for data-hungry apps like Facebook and Google+, which use sync services to sync files like photos and videos. Google constantly sync’s your data when a change is made. Most of these sync services might not be required. This background sync service affects both your data consumption and battery life.To adjust your sync setting, go to Settings>>Accounts. There you can fine-tune sync settings for different apps. To optimise Google sync, tap on Google, and turn off the options you don’t require.

If the steps are followed, it is believed that you will be able to manage your mobile data better. Meanwhile,  bills payment with vtpass.com is superfast, easy and very convenient. In addition, you get 24/7 access to our support team to help you through any glitch you might have. Why don’t you try us today?

BUDGETING FOR BEGINNERS

a picture showing budgeting as a means to success

INTRODUCTION TO BUDGETING

Budgeting is the first step to financial success. Oftentimes, we’ve heard people talk about how a certain commodity isn’t in their budget, and so they can’t afford to buy it. This drives the quest to fully grasp the concept of this economic terminology. Every individual’s goal is to be able to afford whatever he wants. In understanding people’s attitudes toward financial goals, the following assumptions about humans are true. This general attitude guides their approach to making and spending money.

ASSUMPTIONS THAT AFFECTS BUDGETING

  1. That man is a rational and social being. This indicates that humans possess the mental capacity to reason and think, which enables us to perform a variety of cognitive tasks such as concept formulation, assessment of ideas, and reasoning. 
  2. A need is a requirement for functioning and existing. Wants are anything that enhances the quality of your life.
  3. A person’s income must be greater than his expenses. If the reverse is the case, it is highly detrimental to the financial well-being of the individual.   
  4. A person must instill healthy habits to get the best out of budgeting.

PERSONAL INCOME VS EXPENSES IN BUDGETING

This concept of personal income can be defined as all the earnings an individual makes over a period of time. Personal income comes from salaries, investments, and other assets the individual has acquired over time. Income generally refers to the value or sum an individual and business earn in exchange for their labor and goods.

There are basic expenses that an individual must pay at all times, and these are called cost of living expenses. The cost of living expenses might differ from person to person depending on lifestyle, choices, and family size. The common cost of living expenses includes feeding, rent, clothing, taxes, education, transportation, etc. 

To further break these two concepts into bits, income is money coming in, and expenses are money going out. Every individual’s goal should therefore be to maximize income while minimizing expenditure. Understanding these two concepts helps individuals project their financial standing and plan toward their goals.

WHY DO I NEED TO PLAN MY   FINANCE? 

Personal finance is mostly relative to the individual’s mindset, choices, and lifestyle. Certain individuals have no financial projections, nor do they have goals.  Having a financial plan is just like intending to have a fit body, and then taking steps to cut down on unnecessary junk food and registering at the local gym. In the same way, you plan for your social lifestyle, and physical body, this same energy should be directed toward your finances. 

Financial planning is a methodical process whereby a person makes the most of their financial resources by managing their money wisely to best meet their financial goals and objectives. We all know the health implications of eating too much, so we pay attention to what we eat and how we eat it. Likewise, you should also pay attention to the implications of spending more than you earn. A financial heart attack, including debt, bankruptcy, and a lifetime of bad credit, may result from continuously spending more than you make. A personal financial plan functions as a financial diet plan.

WHAT THEN IS BUDGETING?

A budget is an economic concept; governments, companies, and individuals use budgets to estimate their income and outlays for a given period. Budgets are essentially plans for a specific period and are known to increase the success of any financial endeavor significantly. 

The objective of a personal budget is to minimize expenses and maximize savings. You can use the additional money you save by reducing your less-needed expenditure and raising your savings rate toward significant long-term financial objectives. Budgeting is essential if you want to control your spending, be ready for unforeseen circumstances, and be able to afford your needs without falling into debt. It doesn’t have to be tedious, you don’t have to be brilliant at arithmetic, and keeping track of your income and expenses doesn’t mean you can’t buy items that you want. It simply means that you will be more aware of where your money is going and that you will be more in control of your finances. 

The concept of budgeting is not to make you feel bad after spending. The goal of budgeting is to ensure you can save some money each month, ideally at least 10% of your total income, or at the very least, to ensure you are not spending more than you bring in.

. To successfully create a personal budget, you must first meticulously track your income and expenses. Making a budget is simple once you keep track of your money. Your expenditure is far more difficult to identify or track. You may start the crucial process of classifying all your income and spending once you have a complete list of all your bank deposits, outgoing checks, and transfers.

Having the right attitude toward money is the backbone of having a budget. 

CREATING A BUDGET

The following steps will take you to a healthy financial budget   

  • FIGURE OUT YOUR NET INCOME:

Your net income serves as the cornerstone of an efficient budget. Your take-home pay is the sum of your income less tax, including other benefits. Focusing on your gross pay instead of your net pay may cause you to overspend because you will believe you have more money accessible than you have. Keep thorough records of your contracts, and compensations if you are a contractor or a freelancer to manage erratic revenue. 

  • ANALYSE YOUR SPENDINGS

Finding out where your money is going comes after determining how much money you make. This will help you cut costs by keeping track of and classifying your expenses. List your fixed expenses first. These are typical monthly expenses like utility bills, rent, and so forth. Next, make a list of your variable expenses, which include things like groceries, transportation, and feeding, among others, and could differ from month to month.

  • SET SENSIBLE OBJECTIVES: 

Make a list of short-term and long-term financial goals. Short-term goals which can be completed in one to three years might include actions like creating an emergency fund or reducing debts. Long-term goals take years to accomplish. Although your goals don’t have to be unchangeable, knowing what they are can inspire you to keep to your budget. For instance, if you know you are saving for a vacation, it might be simpler to reduce spending.    

Plan

The difference between what you spend and what you wish to spend is where everything comes together. To estimate your spending over the next few months, use the list of variable and fixed expenses that you have established. Contrast it with your net income.  Consider creating direct and clear spending limits on each category.

You could decide to further segment your spending by dividing it into wants and needs. For example, petrol is considered a need if you will commute to work in your car every day. On the other hand, an online movie subscription might be considered a want. When you’re looking for strategies to reroute money toward your financial goals. This distinction becomes crucial.   

  • REVIEW YOUR BUDGET FROM TIME TO TIME:

All items in your budget may not be certain. For example, your expenses might change, you might get a salary increment, and you might reach a goal and want to set a new goal. Whatever the reason is, establish the practice of routinely reviewing your budget by using the preceding procedures. 

Conclusion

Knowing your monthly income and expenses will help you to endure that your money is being used for the best. A budget can help people who have a good salary and enough money left over after paying all expenses to maximize their savings and investments.

Any budget should concentrate on identifying and categorizing all expenses that happen during the month, quarter, and year if one’s monthly expenses normally absorb the majority of net income.

To end this, bill payment with vtpass.com is superfast, easy and very convenient. Just a few clicks and you’re done. In addition, you get 24/7 access to our support team to help you through any glitch you might have. Why don’t you try us today?