Mastering Your Utility Bills Payment with VTPass

Hey there, savvy bill-payers! Are you tired of managing utility bills? Say hello to convenience and control with VTPass! In this post, we’ll help you master your utility bills payment with VTpass like a pro. Let’s dive in! Don’t just manage your utility bills, make them work for you! With VTPass, you’ll be able to take control of your payments and finally have peace of mind. Let’s get started and learn how to master your utility bill payments!

Understanding the Basics: 💡📋

First things first, let’s break it down. Utility bills can be complex, but VTPass simplifies it all. Whether it’s electricity, water, internet, or any other essential service – you name it, we’ve got you covered. VTPass allows you to view and manage all of your utility bills in one place, making it easier to understand and keep track of your spending.

Easy Sign-Up & Navigation: 📱👆

Getting started with VTPass is easy. With our user-friendly platform, you can complete the sign-up process in just a few clicks. It’s intuitive and hassle-free, ensuring a seamless experience for everyone. You can complete the sign-up and sign-in process in just a few clicks. Once you sign up, you’ll gain access to all our products and services.

Real-time Payments: ⚡️🔄

Remember the frustration of waiting for hours or even days for your payments to reflect? That’s a thing of the past with VTPass. Experience the magical realm of real-time payments and relish the peace of mind that accompanies prompt settlement of your bills.

Safe & Secure Transactions: 🔒🛡️

Security is paramount, especially when it comes to your hard-earned money. At VTPass, we take your security seriously. We design our platform with advanced security measures to ensure the safety of your data and secure transactions. Your peace of mind is our top priority, always.

utility bills payment with VTpass is easy and intuitive

24/7 Customer Support: 📞🤝

We understand that questions can arise at any time. That’s why our friendly customer support team is here for you, 24/7. Whether you have a query or need assistance with any aspect of your bill payments, we’re just a phone call away. With VTPass, you’re never alone on your smart paying journey.

And there you have it, folks! Mastering your utility bills payment with VTpass has never been this easy. Say goodbye to stress and hello to convenience with VTPass. Ready to take control of your bill payments and simplify your life? Start your smart paying journey today and experience the difference for yourself! 🏠💡💳

HOW TO MANAGE YOUR MOBILE DATA BETTER

Data is life, or so you have heard from the famous Airtel television adverts. I often wonder how people cope without internet access due to the lack of data plan or not being able to manage your mobile data. The internet has become an integral part of our lives. As it provides us with access to information that was previously inaccessible. It’s also a powerful tool for connecting with people, for entertainment and for sharing ideas. Without internet access, many feel like they are missing out on so much.

And they are, they are missing out on so much. The Super Bowl was yesterday. Champions League continues this week, China accused the U.S. of flying a balloon over its (China) airspace. A lot of events have happened and are happening around the world that one should be aware of.

This blogpost intend to emphasise the importance of having mobile data on your smartphone at all times. These days, mobile data is money. If you don’t optimise your phone to handle it intelligently, you’re throwing dollars down the drain.

So, here are some insightful ways that can help you manage your mobile data:

Understand your data usage: To solve a problem, you need to understand the origin of that problem. What happens here is totally dependent on the model and type of phone you currently use. Basically, whatever model of Android phone you use, you can check your data usage from the settings. When you click on settings, find mobile data usage or app data usage. When you click on the icon, you will get a detailed overview of what actions, applications have been consuming your mobile data.

In addition, you will see the rate of increase over the past 30 days. In most cases, apps that consume a large amount of data are apps that involve streaming audio and videos. Social media applications fall into this category. Make a mental note of these apps. You will know what to do with them soon. Look closely at the graph. It gives you a breakdown of the data usage of all applications installed on your smartphone. This includes those that run in the background without you needing to open the app.

Reviewing mobile data usage to manage your data usaga

Remove all auto-play and ‘auto-download’:

This is a notorious culprit in the data hoovering business. To curb this, open all your social media platforms, locate their settings, and turn off the ‘auto-play’ and ‘auto-download’ menus. Videos are among the most voracious consumers of data, and social media sites play them without your permission. But guess what? It doesn’t take much effort to change that.In the Facebook Android app, if you open the main menu, tap “Settings & Privacy,” then tap “Settings” followed by “Media,” you’ll find a series of controls that’ll reduce the size of images and videos and keep videos from playing on their own. On Twitter, you’ll find similar options in the “Data Usage” section of the app’s settings.Most social apps have similar settings, even if they require a bit of digging.

Compress your mobile web experience:

Next up is an easy fix: making your browser less of a data hog. It can save a significant amount of data — as much as 60%, according to Google’s estimates — and actually make your browsing noticeably faster as a result. (Note, however, that it doesn’t work with Chrome’s Incognito Mode). To try it out, go into Chrome’s settings and look for the line labeled “Lite Mode.” Tap it, then make sure the toggle there is activated.If you want even more data-saving tools, try Opera Mini. The browser offers its own form of remote page compression and provides a variety of settings to control how much optimisation occurs.

Optimise your music apps: You use Spotify or Youtube music? Turn down the audio quality to low. This will assist you manage your mobile data better. Make sure your music app consumes as little data as possible. Try setting it to “Low” and then see if the more data-friendly audio quality is good enough for your ears.While you’re in the settings, take a moment to confirm that the “Limit mobile data usage” and “Don’t play music videos” options are activated. Be sure to look through the settings of any such apps on your phone to make certain they’re configured in the most data-efficient manner possible.

Try the light versions of apps and websites:

A growing number of services now offer scaled-down versions of apps — apps designed explicitly to use less data while still delivering reasonably enjoyable experiences. Even if you aren’t overly worried about your mobile data usage, you might find some of them to be preferable to the regular alternatives.Google has an entire suite of “Go”-branded apps for this very purpose, and as of this writing, four of them are broadly available: Google Go, Google Maps Go, Navigation for Google Maps Go, and Gallery Go.

(The others — including Gmail Go, Google Assistant Go, and YouTube Go — are currently available only for Android Go devices.) Facebook also offers light versions of its main Facebook app and Facebook Messenger app. Instagram has launched Instagram Lite. These apps are specifically designed to take up less storage space and data than their full versions. This makes them more accessible to people with limited phone storage or data plans. This will help you manage your mobile data.

Put the Play Store on notice:

App updates are a breeze! They’re also, however, often large — and if you aren’t careful, they can use a lot of your mobile data allotment. Make sure that isn’t happening by opening up the Play Store on your phone, tapping your profile in the upper-right corner, then selecting “Settings” followed by “Network preferences”. There, you can ensure that the “Auto-update apps” option is set to “Over Wi-Fi only” and also that “Auto-play videos” is set to “Over Wi-Fi only.” If you really want to go all out, you can also change “App download preference” to either “Over Wi-Fi only” or “Ask me every time” and then avoid downloading any apps on mobile data unless it’s absolutely necessary.

Download media in advance: The most effective way to cut back on mobile data streaming is to avoid it — and many multimedia apps make that easy to do. The trick is simply to download the content you want in advance, while you’re connected to Wi-Fi. So it’ll be locally stored and available whenever you’re relying on mobile data. And don’t forget that if you subscribe to YouTube Premium or YouTube Music Premium, you also have the ability to download videos from YouTube for on-the-go viewing (and that applies on your Chromebook, too, if you’re crafty).

Look in the “Background & downloads” section of the YouTube app’s settings to adjust your offline watching settings. Then tap the three-line menu icon next to any video on the YouTube home screen to find the download option (or open the video and then look for the Download button directly beneath its title). Spotify and other audio streaming services also offer similar options.

Optimise Account Sync Settings:

Your account sync settings are set to auto-sync by default. Keep auto-sync disabled for data-hungry apps like Facebook and Google+, which use sync services to sync files like photos and videos. Google constantly sync’s your data when a change is made. Most of these sync services might not be required. This background sync service affects both your data consumption and battery life.To adjust your sync setting, go to Settings>>Accounts. There you can fine-tune sync settings for different apps. To optimise Google sync, tap on Google, and turn off the options you don’t require.

If the steps are followed, it is believed that you will be able to manage your mobile data better. Meanwhile,  bills payment with vtpass.com is superfast, easy and very convenient. In addition, you get 24/7 access to our support team to help you through any glitch you might have. Why don’t you try us today?

BUDGETING FOR BEGINNERS

a picture showing budgeting as a means to success

INTRODUCTION TO BUDGETING

Budgeting is the first step to financial success. Oftentimes, we’ve heard people talk about how a certain commodity isn’t in their budget, and so they can’t afford to buy it. This drives the quest to fully grasp the concept of this economic terminology. Every individual’s goal is to be able to afford whatever he wants. In understanding people’s attitudes toward financial goals, the following assumptions about humans are true. This general attitude guides their approach to making and spending money.

ASSUMPTIONS THAT AFFECTS BUDGETING

  1. That man is a rational and social being. This indicates that humans possess the mental capacity to reason and think, which enables us to perform a variety of cognitive tasks such as concept formulation, assessment of ideas, and reasoning. 
  2. A need is a requirement for functioning and existing. Wants are anything that enhances the quality of your life.
  3. A person’s income must be greater than his expenses. If the reverse is the case, it is highly detrimental to the financial well-being of the individual.   
  4. A person must instill healthy habits to get the best out of budgeting.

PERSONAL INCOME VS EXPENSES IN BUDGETING

This concept of personal income can be defined as all the earnings an individual makes over a period of time. Personal income comes from salaries, investments, and other assets the individual has acquired over time. Income generally refers to the value or sum an individual and business earn in exchange for their labor and goods.

There are basic expenses that an individual must pay at all times, and these are called cost of living expenses. The cost of living expenses might differ from person to person depending on lifestyle, choices, and family size. The common cost of living expenses includes feeding, rent, clothing, taxes, education, transportation, etc. 

To further break these two concepts into bits, income is money coming in, and expenses are money going out. Every individual’s goal should therefore be to maximize income while minimizing expenditure. Understanding these two concepts helps individuals project their financial standing and plan toward their goals.

WHY DO I NEED TO PLAN MY   FINANCE? 

Personal finance is mostly relative to the individual’s mindset, choices, and lifestyle. Certain individuals have no financial projections, nor do they have goals.  Having a financial plan is just like intending to have a fit body, and then taking steps to cut down on unnecessary junk food and registering at the local gym. In the same way, you plan for your social lifestyle, and physical body, this same energy should be directed toward your finances. 

Financial planning is a methodical process whereby a person makes the most of their financial resources by managing their money wisely to best meet their financial goals and objectives. We all know the health implications of eating too much, so we pay attention to what we eat and how we eat it. Likewise, you should also pay attention to the implications of spending more than you earn. A financial heart attack, including debt, bankruptcy, and a lifetime of bad credit, may result from continuously spending more than you make. A personal financial plan functions as a financial diet plan.

WHAT THEN IS BUDGETING?

A budget is an economic concept; governments, companies, and individuals use budgets to estimate their income and outlays for a given period. Budgets are essentially plans for a specific period and are known to increase the success of any financial endeavor significantly. 

The objective of a personal budget is to minimize expenses and maximize savings. You can use the additional money you save by reducing your less-needed expenditure and raising your savings rate toward significant long-term financial objectives. Budgeting is essential if you want to control your spending, be ready for unforeseen circumstances, and be able to afford your needs without falling into debt. It doesn’t have to be tedious, you don’t have to be brilliant at arithmetic, and keeping track of your income and expenses doesn’t mean you can’t buy items that you want. It simply means that you will be more aware of where your money is going and that you will be more in control of your finances. 

The concept of budgeting is not to make you feel bad after spending. The goal of budgeting is to ensure you can save some money each month, ideally at least 10% of your total income, or at the very least, to ensure you are not spending more than you bring in.

. To successfully create a personal budget, you must first meticulously track your income and expenses. Making a budget is simple once you keep track of your money. Your expenditure is far more difficult to identify or track. You may start the crucial process of classifying all your income and spending once you have a complete list of all your bank deposits, outgoing checks, and transfers.

Having the right attitude toward money is the backbone of having a budget. 

CREATING A BUDGET

The following steps will take you to a healthy financial budget   

  • FIGURE OUT YOUR NET INCOME:

Your net income serves as the cornerstone of an efficient budget. Your take-home pay is the sum of your income less tax, including other benefits. Focusing on your gross pay instead of your net pay may cause you to overspend because you will believe you have more money accessible than you have. Keep thorough records of your contracts, and compensations if you are a contractor or a freelancer to manage erratic revenue. 

  • ANALYSE YOUR SPENDINGS

Finding out where your money is going comes after determining how much money you make. This will help you cut costs by keeping track of and classifying your expenses. List your fixed expenses first. These are typical monthly expenses like utility bills, rent, and so forth. Next, make a list of your variable expenses, which include things like groceries, transportation, and feeding, among others, and could differ from month to month.

  • SET SENSIBLE OBJECTIVES: 

Make a list of short-term and long-term financial goals. Short-term goals which can be completed in one to three years might include actions like creating an emergency fund or reducing debts. Long-term goals take years to accomplish. Although your goals don’t have to be unchangeable, knowing what they are can inspire you to keep to your budget. For instance, if you know you are saving for a vacation, it might be simpler to reduce spending.    

Plan

The difference between what you spend and what you wish to spend is where everything comes together. To estimate your spending over the next few months, use the list of variable and fixed expenses that you have established. Contrast it with your net income.  Consider creating direct and clear spending limits on each category.

You could decide to further segment your spending by dividing it into wants and needs. For example, petrol is considered a need if you will commute to work in your car every day. On the other hand, an online movie subscription might be considered a want. When you’re looking for strategies to reroute money toward your financial goals. This distinction becomes crucial.   

  • REVIEW YOUR BUDGET FROM TIME TO TIME:

All items in your budget may not be certain. For example, your expenses might change, you might get a salary increment, and you might reach a goal and want to set a new goal. Whatever the reason is, establish the practice of routinely reviewing your budget by using the preceding procedures. 

Conclusion

Knowing your monthly income and expenses will help you to endure that your money is being used for the best. A budget can help people who have a good salary and enough money left over after paying all expenses to maximize their savings and investments.

Any budget should concentrate on identifying and categorizing all expenses that happen during the month, quarter, and year if one’s monthly expenses normally absorb the majority of net income.

To end this, bill payment with vtpass.com is superfast, easy and very convenient. Just a few clicks and you’re done. In addition, you get 24/7 access to our support team to help you through any glitch you might have. Why don’t you try us today?

A Productive Rant About Electricity Bills

When do rants get productive? Well, this is a productive rant about electricity in Nigeria. Electricity shortages are a reality in Nigeria, and this rant has highlighted the need for sustainable and reliable power solutions.

I AM SCREAMINGGGGGGG!!!!

“How did I spend this much on electricity in January?” I have other bills to pay too. “How did this happen?”

Okay, let’s stop here for a while and smile a bit. That is the agony of every adult Nigerian at some point in their life. You can’t imagine how much you spend on bills, the most important one being electricity. 

Electricity bills are hefty. They tend to run the pocket dry when they are not regulated. Against all the other bills we pay as adults, the electricity bill is perhaps the biggest. We heard of people who spend over 35% of their monthly income on electricity bills alone. This is not surprising considering the rate of inflation in the country.

As a Nigerian, having a monthly budget is often laughable because we tend to overspend that budget at some point. If we don’t overspend on transportation, the tariff on electricity will increase at some point. The prices of commodities and utilities are never fixed. This severely cripples the effects of budgeting. Back to our rant, guys. 

Major blackout,

One major event that kept recurring in 2022 was the power grid that kept collapsing. The government blamed the repeated grid outages on poor management and insufficient gas supplies. The grid collapsed approximately seven times last year, causing total blackouts every time. The government’s explanations for the grid outages were backed up by reports from energy experts who found that the outages were caused by a combination of insufficient gas supplies and issues with the way the grid was being managed. Poor maintenance, aging infrastructure, and inadequate staffing were all identified as contributing factors.

Electricity bills increment,

The steady rise in the bill is very uncomfortable in a country where the rate of inflation rises without a commensurate rise in income.  This is the backbone of our rant today. The electricity tariff went up by 18.5% in the last quarter of 2022. The implications of this are by no means minuscule. Its impact was harder than that of the Titanic against the iceberg that sank it. Monthly financial plan in the mud. . Just sit tight, and let’s unravel what works and what does not work in this Nigerian context. Since it isn’t possible to change tariffs, we can change what we can. To continue this productive rant about electricity in Nigeria,

We all started with post-paid meters. That sorta type where ‘NEPA” (we don’t call them that anymore) officials bring a bill to show how much electricity you have spent and how much you had to pay. Those bills were outrageous. If you couldn’t afford them, your power would be disconnected. The prepaid meters came along many years after. This has its own advantages and disadvantages. Ask an average Nigerian, and they will tell you their preferred choice.

Remember when you would stand outside begging NEPA officials not to disconnect you while someone ran to the nearest NEPA office to help you pay your bill? Those are stories now. Just like with Prepaid Meters, disconnection is unnecessary, with VTpass, going out to pay bills is unnecessary. Simply log on to vtpass.com or download the mobile app to buy airtime or data, pay electricity or education bills, Pay DStv, GOtv, or Startimes subscription, or buy insurance cover.

Experience seamless payments and get immediate value when you pay your electricity bills and more with VTpass.


INTERNATIONAL DAY OF EDUCATION

“Education is the passport to the future, for tomorrow belongs to those who prepare for it today.” – Malcolm X

Why International day of Education?

The international day of education is celebrated today globally. It is a day to celebrate the importance of education. And also to acknowledge the efforts of educators around the world in providing quality education to all. It is also a day to recognise the power of education to transform lives and create a better future. We should thank all educators and recognise the great work they do to ensure that education is accessible to all.

Education not only provides individuals with the knowledge and skills necessary to participate in the economy. It also teaches them the values and ethics essential for responsible citizenship. It help create a culture of innovation, and encourages citizens to take up roles as active members of community. Education also encourages citizens to think critically, develop problem-solving skills, and assume ownership of their own success. Ultimately, education is the foundation for all meaningful progress and positive change. Shiv Nadar, the founder of HCL wrote: “Education is and will be the most powerful tool for individual and social change, and we must do all that it takes to facilitate it.” And to emphasise this point is why the international day of education is celebrated globally.

UN and International Day of Education

The United Nations’ Declaration of Human Rights states that everyone has the right to education. Education is the key to breaking the cycle of poverty, creating more opportunities, and improving the overall quality of life. It also helps to create a more informed,, and inclusive society that can better address global issues such as inequality. Around 90 percent of the world’s population had completed a primary education, whereas only 66 percent had attained secondary education.

This is due to a combination of factors such as violence, child, early, and forced marriages, lack of schools, inadequate infrastructure, unsafe environments, limitations in teacher training, and systemic gender biases. All of these factors have contributed to the instability of education in the country. Gender plays a major role in the educational system in Nigeria, as girls are often excluded from accessing quality education due to a variety of cultural and economic factors. It is clear that gender disparities in education are a major challenge in Nigeria. This issue needs to be addressed in order to promote equal access to education for all.

Education and people

This year’s theme for the international day of education is ‘to invest in people, prioritise education’. In order to ensure that all children in Nigeria, regardless of gender, have access to an education, there needs to be a concerted effort to invest in educational infrastructure and resources. This includes investing in teacher training, providing quality textbooks and materials, and strengthening educational policies. Such efforts will ensure that all children, regardless of gender, can access a quality education and have the opportunity to reach their full potential. This will lead to a more equitable education system in the country, where all children, regardless of gender, can access the same resources and opportunities. This will lead to a more equitable and just society, where all children can grow up with the same chances of success.

Education and society

One cannot undermine the role of education in a society. Children would realise their potential and develop skills that will be beneficial for the nation in the long run . This will also reduce income inequality and create a more level playing field for all citizens.

A robust society fosters strong families that uphold solid familial values, which lowers social evils and crime. 

For example, countries such as Japan and South Korea have a strong middle class, low crime rates, and a high level of educational attainment. This has contributed to their success. In particular, Japan’s high educational attainment levels have enabled it to develop cutting-edge technologies that have been critical in driving its economic growth. 

Conclusively,

It is similar to a student investing the time and effort to obtain a high-quality education. Because of the long-term payoffs in terms of higher wages and a better quality of life. Investing in people by prioritising education is a key way to ensure long-term success. Education helps to provide the knowledge and skills necessary to succeed in the modern economy. Investing in education is an investment in the future. This is because it yields dividends in form of higher wages, increased job opportunities, and a better quality of education. Education also provide an understanding of the world, which can lead to greater empathy and better appreciation of different ideas. Investing in education can help society progress and become more productive, leading to greater economic success.

The United Nations General Assembly has declared 24 January as the International Day of Education. This is in recognition of the vital role that education plays in peace and development. 

Hurry! Right now, the 2023 JAMB e-PIN (UTME/DE) is still available on VTpass. Simply log on to vtpass.com/jamb to buy your JAMB e-PINs now! Also, WAEC Result Checker Pin is available here

Vtpass.

Movies Weekend – Excellent movies to catch on Dstv M-net this weekend.

Not to lie, weekends are for fun and enjoyment. What better way can we enjoy the weekend if not with some good movies and popcorn. It’s not that this is a tradition, or somewhat. It is as a matter of necessity that one catches fun after a long week of work. 

Mondays to Fridays are really not our friends, so if you are the party all weekend person. Who can blame you? If you are an introvert, who loves the serene atmosphere of their bedroom, and the aesthetic nature of their television. We are all in for you. Then a movies weekend is the best for you.

A lot of movies are going down this Saturday on DStv M Movies channels, and making choices on what to watch can be a little overwhelming. Luckily for you, we’ve selected a mix of our favorite movies to look out for on DStv Channels 104, 106, 107, and 108. Check out our exciting list below!

Weekend starts today.

THE PROTEGE

Okay, to some of us, the weekend starts on friday. So let viewing proceed.  The protege will be showing on friday at 20:30 at your favorite M2 channel 106. 

Where’s the popcorn at? 

DEATH OF A TELEMARKETER– FRIDAY 20 – M1 104 – 22:45

One more movie for the night. And we promise, it is worth your time. A thriller comedy drama. How did the telemarketer die, or did he even die at all? Watch and get all your answers. It’s showing on M1 channel 104 at 22:45. 

NO TIME TO DIE – 5:50 – SATURDAY 21, 106 M2. 

James Bond has retired from active duty. Felix Leiter, an old friend from the CIA, turns up asking for help, leading Bond on the trail of a mysterious villain with dangerous science tech. 

Catch James Bond on Saturday on M2 channel 106. Time is 17:50. 

At night, before sleep comes

The survivalist

SURVIVALIST_HS_0615___DSC9627.jpg

Who minds an action thriller movie on a saturday night. Definitely, no one. And don’t bother about not being able to sleep at night, because you will go to bed fulfilled and happy.  This movie will show at 22:30 on M2 channel 106. 

Kandasamy: The Wedding – 11: 50, 107 M2, saturday

Kandasamys: The wedding. Enjoy a perfect movies weekend.

An Indian South African wedding weaves the story and Jodi and Prishen’s love is tested once more by their mothers, who claim to love them most. Shanthi and Jennifer must learn how to let go of their children so that they can be happy. In turn, they must realize that ultimately, their children’s happiness is the source of their own.

HOW ELSE SHOULD WE CONVINCE YOU THAT YOU MUST WATCH THIS MOVIE? Catch it on Saturday 11:50, on M2 channel 107. 

On Sunday,

Captain Sabertooth and the magic diamond 

Okay, this is on a sunday morning. For the non-church goers, it would be an amazing time with Captain Sabertooth. What adventure did Captain Sabertooth and his pirate crew go on?? Watch this on M3 captain 107 on Sunday morning.

Tower Heist – 18:45, 22/01/23, M4 108. 

Since when do crime and comedy go together? But this movie defied all odds, as Eddie Murphy and Ben Stiller come together to create this fantastic crime comedy, (this sounds funny). 

So grab your popcorn and your favorite duvet. The movie is showing at 18:45, at M4 channel 108.  

TOP GUN MAVERICK – 101 M, 20:000, 22/01/23,  

Perfect movies weekend with Tog Gun Maverick

Finally, we are here. End the weekend on a high note with TOP GUN MAVERICK. It is a blockbuster, so you must have seen this. It’s not a bad idea to rewatch this movie. It’s not too late to see it also. 

Yet to subscribe to your DStv? 

Renew your DStv subscription on VTpass easily, without breaking a sweat. Pay other Tv subscriptions on Vtpass. 

 Don’t forget to prepare for the amazing weekdays that follow. 

Cheers to an amazing movies weekend. 

Messi, France, and the FIFA World Cup Final

18-12-2022 – An outlandish display of euphoria. Emotions rose high in the Asian weather, and the splendid Qatari ambiance. The excitement. The nervousness. A game of 90 minutes, split into two halves of 45 minutes each. This particular one has wiggled out of its standard definition, and it has taken on sensational attributes. This FIFA world cup final has defied imagination. It has exceeded expectations. Crackling. Sparkling. Dazzling. Nerve-racking display of soaring footballing competence. It will take off into its own life, becoming unusually lively and perhaps even delighted by its own whim. THE FIFA WORLD CUP FINAL!!! 

In pubs, classrooms, and offices, people will talk forever about that night- that stellar night in Lusail, Qatar.  People will talk about how Messi- in all magnificence and distinction propelled Argentina to their 3rd world cup triumph. Folks will laud Kylian “the bold” Mbappe for how he changed the contest so that you had to commend the loser as well. And children will forever talk about the final that produced 6 goals- more than any final in history. Argentines will praise Martinez, the hero, who stood tall in goal, keeping goals out in service to the Argentines’ grand conquest.  Men will talk about Scaloni, people will praise Deschamps, and people will say ‘truly, this is a contest worth the hype’. 

and it continues

Among the technically savvy fans, there would be arguments about tactics and nifty managerial decisions. They would talk of Scaloni’s technical brilliance starting Angel Di Maria, who constantly created havoc on the left side of the french defense. He caused a penalty, which Messi converted while he himself got on the scoresheet minutes later. Or perhaps they will discuss the substitutes made by France in the 41st minute, which included the tremendous energy of 24-year-old Randal Kolo Muani and 25-year-old Marcus Thuram. The game included a sliver of justice, as Argentina’s Gonzalo Montiel, whose play of the ball with his arm in the 118th minute led to a penalty and a goal from Mbappé that tied the score and delayed a victory 10 minutes after Messi had scored and appeared to have just gotten one, ended up securing that victory with the final penalty kick.

Messi holding the fifa world cup trophy and the golden ball award after Argentina defeated France on penalty kicks
LUSAIL CITY, QATAR – DECEMBER 18: Lionel Messi of Argentina admires the FIFA World Cup Trophy at the awards ceremony during the FIFA World Cup Qatar 2022 Final match between Argentina and France at Lusail Stadium on December 18, 2022, in Lusail City, Qatar. (Photo by Matthew Ashton – AMA/Getty Images)

“Montiel… Argentina, champions of the world. Again. At last. And the nation will tango all night long. 36 years ago since Maradona and Mexico, here finally is a nation’s new throng of immortals. Scaloni will be fated, Messi will be sainted” – Peter Drury.

Messi, Argentina, and the World Cup Final

This is not just about Messi. This is about every believer, every fan, every supporter, every fan-boy, and also, the fan girl who dreamt of this day.  The sweat of football gladiators, who wear jerseys instead of armor, and kick balls instead of drawing swords.

All eyes will now turn to the United States, Canada, and Mexico, the hosts of the 2026 world cup. A different ambiance, another culture, same sport. Pressure will now mount upon these countries to replicate Qatar’s achievements. We will talk about this in 2026. Meanwhile, Argentina, the WORLD CHAMPIONS will savor the next 4 years. These events will have a huge place in their history.
More footballing action will continue around the world. Don’t miss any bit of it. Pay your TV Subscriptionbuy electricity units now with VTpass, and stay connected.

Financial Hacks For Vehicle Owners

Vehicle owners get to spend a whole lot. They say that having a motor vehicle is like having a second wife. They were not joking. I tell you from experience. Those things called cars? They will humble you. Lol. I tell you! Owning a car in this country is not for the faint-hearted.

Meanwhile, there are some things all vehicle owners can relate with. One of those things is, how can I give a mechanic my vehicle to change the brake pad and the next thing I am hearing is that I need to buy half engine and change my windscreen? LIke, how? You too, help me reason this matter now. What mechanics cannot do does not exist indeed! Those guys!

On the other hand, sometimes it is how I can take my fully functional car for servicing by myself, get it back and suddenly, I need to buy a new radiator, or possibly change the engine seat. And now my car is leaking oil and I can smell petrol when I drive. Automobiles and their mechanics, I bow!

For instance, sometimes it’s how they will tell you some things they removed from your car is not needed in it. Like, the manufacturers of the car, you know more than them right? They didn’t know what they were doing when they were making it right? Oga mecho, how many cars have you produced sir?

The expenses of mechanics and vehicle artisans can be an unavoidable pain in uncomfortable places. However, motor accident expenses are avoidable when you get a third party motor vehicle cover on VTpass. That way you do not have to directly bear the cost accruing to accidents to your vehicle. Here’s How!

You’re not wishing for it, neither am I. But you can avoid the avoidable by simply purchasing/renewing your third party auto insurance on vtpass.com today .

2022 JAMB e-PIN (UTME & DE): Sale Ends In 9 Days

The sale of 2022 JAMB e-PIN (UTME & DE) will be ending in just a matter of 9 days. And that is why we’re calling all JAMB candidates.

The JAMB 2022 UTME/DE registration will now end on March 26th, 2022. This is because the time frame is the only window allotted by relevant authorities to the board to conduct the exercise.

According to JAMB,  before the commencement of registration or examination for any given year, all public examination bodies are invited to a roundtable. This is where they agree on the timetable of activities for each examination agency. And this must be strictly adhered to. What does this mean? It’s simple actually. It is impossible for the Board to contemplate any extension of registration. Why so? Sister examination bodies such as WAEC NECO and NABTEB have their allotted time. And the Board cannot usurp that.

The info is valid. Based on this information, we advise candidates who are still yet to get their ePINs to do so as soon as possible. Like, right now. From all indications, the sales of ePIN will last until a day before the registration deadline. That is, unless JAMB officially announces otherwise.

What to do

Hurry! Right now, the 2022 JAMB e-PIN (UTME/DE) is still available on VTpass. Sale has commenced and is scheduled to close on the 25th of March, 2022. Simply log on to vtpass.com/jamb to buy your JAMB e-PINs now!

Also, you can experience instant transaction processing when you use VTpass for other services. Firstly, with VTpass, you can buy airtime or data. Subsequently, you can also pay TV subscriptionselectricity billsinsurance and education bills, all from the comfort of your home. Lastly, you also have a 24/7 support centre dedicated to providing you with all the help you may need.

In conclusion, VTpass has all your bill payment needs covered. And it’s all just a click away!

How to get Profile Code for JAMB e-PIN Purchase

The 2022 JAMB e-PIN (UTME/Direct Entry) is now available on VTpass and in line with the new directive, candidates will need to obtain a profile code for JAMB e-PIN purchase. Don’t know how to get it? We’re here to help. Sale for 2022 JAMB has commenced. And it is due to close on the 26th of March 2022.

JAMB registration has moved away from just purchasing a form. Now, there are requirements to meet before you are eligible to buy the e-PIN you need to register. Most important is having your profile code generated. We’ll walk you through what to do to get your profile code generated. It is easy. Just follow the steps below.

NOTE: Only one phone number can be used by each candidate to obtain his/her JAMB profile code. Also, make sure you use a phone number that you easily have access to.

Generating Profile Code for JAMB e-PIN Purchase

You need to generate your profile code, whether you’re a UTME candidate or a Direct Entry candidate. You then use the profile code to purchase your e-PIN. Here’s how

  1. Firstly, candidates should have obtained their NIN as directed by JAMB. In line with JAMB’s directive, only candidates who have obtained their NIN can register for the examination. If you do not have your NIN yet, then you need to register. Click here for information about how to register for your NIN. Consequently, if you already have your NIN, but misplaced it, You can simply dial *346# on any service provider to retrieve it.
  2. Secondly, Kindly link your SIM Card with your NIN to enable you receive the profile code in your phone. Even if you have linked your SIM before, try doing it again for faster receiving of your profile code. Note: Do not use SIM Card already linked by someone else maybe your mother or your father. It must be linked by you. This implies that the SIM must be yours.
  3. Thirdly, upon obtaining your NIN, SMS ‘NIN’, space and your 11 digit NIN number to 55019. For example, send (NIN 00123456789) to 55019. Be sure to put a “space” just like the example given. Similarly, also ensure that you are sending the correct NIN. You don’t have to send this message with the same phone number used in registering your NIN in the first place.
  4. Subsequently, Get Your Profile Code. Upon sending message to 55019, you’ll receive an SMS response containing a 10-digit profile code alongside your registered name with NIMC. This 10 digit profile code is important as you will not be able to purchase JAMB e-PIN without it.

What’s Next?

After that, you can visit vtpass.com/jamb and buy your e-PIN using the 10-digit profile code you received via SMS and your e-PIN is immediately sent to you via email, SMS, web and the VTpass app.

Note: The cell phone number used for sending ‘NIN’ to 55019 is automatically linked to the candidate’s name supplied by NIMC and will be used in all communications related to his/her application/examination.