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VTPASS CUSTOMER CARE – BEST WAYS TO CONTACT VTPASS SUPPORT

The Vtpass brand prides itself on providing exceptional customer support and representation. In the event that you need assistance from a Vtpass Support Representative, you can be assured that you will get it immediately. Vtpass has one of the most active support teams and the team is always ready to answer all the questions you may have. Vtpass customer support is available to help you across all online and offline touchpoints; this article highlights all official platforms available to reach out to the Vtpass team. They are always willing to listen to feedback and take the extra mile to ensure that our customers are satisfied with the services they purchase.

Nonetheless, we have compiled an updated list of questions you might have about Vtpass’ services before reaching out to the support team. Click here to check it out, you’d be surprised that you may find answers to your questions within a few seconds. We encourage you to check out this article and reach out to us using the method that is most convenient for you if you have specific questions. You can always count on us for assistance. 🤗

Reach out to Vtpass on Instagram

Message Vtpass on LinkedIn

Reach on Facebook

Send a mail to Vtpass

Live chat on the Vtpass Website

Reach Out to Vtpass on Instagram

How much do you love Instagram? It’s the same for us. 😊 Our Instagram content aims to educate and entertain our customers at the same time, so we put effort into it every day. We post carousels, reels, regular posts, videos and update our stories with relevant content. You will definitely love it!

Our team is available around the clock to help resolve issues and complaints.. Simply send us a DM on Instagram. Our official handle is @vtpass. You will enjoy scrolling through the feed and moving towards your financial goals. Our team is always ready to help, so don’t hesitate to reach out – you’ll get a response quickly! Direct message us on Instagram @vtpass and start achieving your financial goals today.

Contact us via Twitter

On Twitter, we share relevant information about our products, give updates and even express our thoughts on relevant trends from time to time. And yes, our support team responds to all direct messages sent on Twitter within record time. This helps us build a strong connection with our customers, create an engaging community and ensure optimal customer satisfaction. By staying active on Twitter, we’re able to keep our customers informed about our products, services, and any changes that may be taking place. We also encourage conversations that help us learn more about our customers and their needs. This has enabled us to build trust and establish ourselves as a reliable source of information.

Our official Twitter handle is @vtpass. Click here to send us a message, follow and turn on notifications to ensure you do not miss out on upcoming updates and fun conversations with us. Additionally, like and share our posts to spread the word and help us grow our community!

Follow Vtpass on LinkedIn

We have established a professional backdrop on LinkedIn.

We share fabulous stories about our work culture on LinkedIn. You should follow us to confirm that we are not a regular company. Our stories and articles are written to show how our company is different from other companies in terms of values, transparency, and collaboration. We believe that if you follow us, you will get an insight into the unique culture we have created. 😉

On LinkedIn, you can’t send messages as the platform doesn’t provide an option to message a business. But you can hang around, and understand how we operate as a business.

Click here to check us out on Linkedin

Reach out to us on Facebook

Our commitment to you transcends borders and boundaries. We want you to find us easily, so we made it to Facebook as well. You’ll find helpful information on our Facebook page and also reach out to our support team ready to attend to your enquiries.

Visit @Vtpass on Facebook or click here to find us on Facebook right away.

Call or send a mail to Vtpass

Have enquires? Shoot us a mail at support@vtpass.com. Your complaint or enquiries will be resolved immediately, and a feedback promptly. And if you prefer to reach out to us via phone call. You can reach us on +2349087482377.

Live chat on the Vtpass website

If you log on to the Vtpass website, locate message icon at the bottom left of your screen. Click on that little icon, and a conversation box will pop up immediately.

Vtpass support via live chat on the website

Here, you have a chance to reach out to our customer support representative who are always online 24/7 to attend to you. Alternatively, you can check out the knowledge base where you can learn some reasons why you are having that issue.

CAUTION:

You may receive a call from a Vtpass customer service representative regarding a transaction. In cases such as this, we urge you to properly question the agents in order to confirm that they are indeed Vtpass representatives. Once again, your satisfaction is our utmost priority and we will never fail in ensuring that you get the highest quality customer service representation.

DATA AND AIRTIME USAGE: GEN Z VS MILLENNIALS

The first part of this blog post will look at the difference between Gen and a millennial. A millennial is someone born between 1981 and 1997, while a Gen Z is someone born between 1998 and 2005. You would be wrong to assume that age is the only difference between a Gen Z and a millennial. Other factors contribute to the difference between these two categories of people. And this post will zoom in on one of these factors – SPENDING HABITS. We will carefully examine how a Gen Z uses airtime and data as compared to how a millennial would.

Note: This post may be slightly biased, because the author is Gen Z. Happy reading

INTERNET CULTURE OF BOTH GENERATIONS

This post will provide insight into the internet culture of both generations. The basic assertion is that Gen Z were born into the boom of the internet. They have been exposed to the internet, smart phones, and advanced technology systems from a very early stage. Gen Z are the first generation to grow up with the internet and its associated technologies, allowing them to better understand the internet culture of both generations. Millennials, on the other hand, grew up without the internet and had to learn the technology and its associated culture. They have a different relationship with technology and the internet. This has helped them understand it as something that can be used for both good and bad. This generational difference has created a unique culture when looking at internet usage between the two generations.

There are lots of internet cultures that would be attractive to Gen Z, rather than millennials. In light of the growing trend in video content on Instagram and TikTok. While some millennials may be more pragmatic in internet usage, Genz’s are known to be exorbitant on social media. Gen Z is known to be more creative and experimental with their internet usage, preferring to make their own content rather than just consuming what’s already out there. They’re also more likely to engage with new platforms and trends, such as video content on Instagram and TikTok, which have become hugely popular in recent years.

GEN Z VS MILLENNIALS INTERNET USAGE

It is also pertinent to note that Gen Z are creators, rather than consumers of internet content. Gen Z are often considered digital natives because they have grown up with technology and have the skills to produce content and use the internet more effectively. This is compared to their older counterparts. They are also more likely to be involved in creating and sharing content online, rather than just consuming it. On this end, Millennials are largely consumers of content on the internet. Millennials go to the internet to consume content created by their younger counterparts.

What a difference a few years makes. When we first started delving into the buying habits of Gen Z and Millennials, we found millennials to be pragmatic, focused on saving money, and wanting brands to constantly innovate. Gen Z, on the other hand, were idealistic, willing to pay more for experiences, and committed to their favorite brands. They are now more focused on sustainability and ethical companies and are more likely to purchase from brands that share their values.

A FRESHER PERSPECTIVE INTO GEN Z AND A MILLENNIAL INTERNET HABIT

Let’s examine this issue from a fresher perspective. A millennial is more likely to connect to friends and family via voice call. They also generally prefer the convenience of making a quick call rather than typing out a long message. This is in direct contrast to the habit of Gen Z who would rather engage everyone through the internet. In essence, Gen X would consume more data, while millennials will use more airtime in their communication process.

Under the age of 25, Generation Z — or “digital natives” — grew up with smartphones and the internet. Gen Zers account for almost 40% of mobile users, and they’re the biggest consumers of video content. A report from Awesomeness found that up to 71% of Gen Zers go to YouTube for long-form content, while up to 75% use Snapchat to connect with their peers. ,

In another study, perhaps an opposing opinion, roughly 93% of Millennials used a mobile phone in 2012 and among that about 63% used smartphones. Millennials also have the highest penetration of Internet usage, with 93% of Millennials using the Internet. Millennials are more likely to own a smartphone and be connected to the Internet than any other generation. This could be because Millennials are more likely to be digitally savvy and have the financial means to invest in the latest technology.

IN CONCLUSION;

This commentary does not intend to judge either generations on their internet behaviours. This seeks to provide insight into the behaviour of both millennials and Gen Z towards internet data and airtime usage. It is important to understand the differences between the two generations in order to understand how their behaviours may evolve over time, and how the internet and mobile technology may shape our lives in the future. By understanding their current behaviours, we can more accurately predict their future behaviours and how it may affect our lives.

It is important for fintechs like Vtpass to understand the spending habits of their customers. This provides insight into how frequently these customers spend. The rate at which each generation recharges their phones will automatically differ, and how they spend will be different also. Knowing this information helps fintechs to tailor their services to the needs of their customers. This will also help them target their advertising and promotions more effectively. It also allows them to better understand their customer base, so they can find ways to increase customer loyalty and engagement.

Meanwhile, Gen Z’s and Millennials use Vtpass to buy airtime and data for airtel, mtn, Glo and 9mobile. Use Vtpass to pay postpaid electricity bills and purchase prepaid metre tokens of all your preferred distribution companies.

5 WAYS TO SAVE ON ELECTRICITY BILLS

A bulb depicting how we can save on electricity bill

Power consumption is one of the many ways we preach economic prudence. We often preach that finances should be adequately managed, and electricity bills are skyrocketing these days. It has therefore become paramount to save on electricity bills. Not only are electricity bills skyrocketing, but other aspects of our financial obligations are also rising. To ensure economic stability, it is essential to be mindful of our electricity consumption. As a result, it will not only save us money, but could also benefit our overall financial health. This articles explores ways that one can save on electricity bills.

There are a few ways you can lower your electricity bill in this article.

The average per hour data of Nigeria’s Electricity Consumption was reported at 2,885.450 MWh in March 2022.

1. Buy energy-efficient bulbs: – Energy-efficient bulbs use less electricity than traditional bulbs and can last up to 10 times longer, saving you money on your electricity bills. Additionally, they help reduce greenhouse gases and other pollutants associated with electricity production.

2. Switch off the lights when not in use:- Not only will this help save energy, but it can also help to prevent the bulbs from overheating. Additionally, by reducing your electricity consumption, you can help reduce your carbon footprint and benefit the environment.

3. Reduce the use of fans:

Fans can consume a lot of energy and are inefficient. Furthermore, they can cause the air to become too dry, which can be very uncomfortable. By reducing the amount of time you opt for more natural ventilation, you can lower your energy consumption.

4. Your refrigerator is a big deal: Refrigerators are major energy consumers, and the more energy efficient models will help you save money in the long run. Plus, they can help regulate the temperature in your home. This allows you to maintain a comfortable environment and minimises the need for fans and other energy-consuming appliances.

5. Consult power management experts: Power management experts can assess your home’s energy usage. They can also provide recommendations on how to increase energy efficiency and reduce energy consumption. This can include replacing older appliances with energy-efficient ones, using energy-saving strategies, and utilising natural light.

6. Use solar panels: Solar panels can reduce energy costs by harnessing the power of the sun and converting it into electricity. This can help to reduce electricity bills and help to minimise your carbon footprint. Installing solar panels in your home is another efficient way to cut the cost of electricity. Lagos receives about 1,885 hours of sunlight a year.

To bring this to an end

If you are intentional about saving on your electricity bill, take some time to go around your home and note the appliances that consume the most power. Unplugging what is not in use could go a long way to not only save energy but ultimately save some of your monthly expenses on power. It has therefore become paramount to save on electricity bills.

You can buy airtime and data, pay other TV subscriptions and electricity bills, buy insurance covers and pay education bills on VTpass. Most importantly, all while offering you a variety of payment options. Meanwhile, you also get immediate value.

https://solyntaenergy.com/2018/01/04/does-solar-work-everywhere-in-nigeria/#:~:text=There%20is%20an%20average%20of,74.6%C2%B0%20above%20the%20horizon.

BUDGETING FOR BEGINNERS

a picture showing budgeting as a means to success

INTRODUCTION TO BUDGETING

Budgeting is the first step to financial success. Oftentimes, we’ve heard people talk about how a certain commodity isn’t in their budget, and so they can’t afford to buy it. This drives the quest to fully grasp the concept of this economic terminology. Every individual’s goal is to be able to afford whatever he wants. In understanding people’s attitudes toward financial goals, the following assumptions about humans are true. This general attitude guides their approach to making and spending money.

ASSUMPTIONS THAT AFFECTS BUDGETING

That man is a rational and social being. This indicates that humans possess the mental capacity to reason and think, which enables us to perform a variety of cognitive tasks such as concept formulation, assessment of ideas, and reasoning.
A need is a requirement for functioning and existing. Wants are anything that enhances the quality of your life.
A person’s income must be greater than his expenses. If the reverse is the case, it is highly detrimental to the financial well-being of the individual.
A person must instill healthy habits to get the best out of budgeting.

PERSONAL INCOME VS EXPENSES IN BUDGETING

This concept of personal income can be defined as all the earnings an individual makes over a period of time. Personal income comes from salaries, investments, and other assets the individual has acquired over time. Income generally refers to the value or sum an individual and business earn in exchange for their labor and goods.

There are basic expenses that an individual must pay at all times, and these are called cost of living expenses. The cost of living expenses might differ from person to person depending on lifestyle, choices, and family size. The common cost of living expenses includes feeding, rent, clothing, taxes, education, transportation, etc.

To further break these two concepts into bits, income is money coming in, and expenses are money going out. Every individual’s goal should therefore be to maximize income while minimizing expenditure. Understanding these two concepts helps individuals project their financial standing and plan toward their goals.

WHY DO I NEED TO PLAN MY FINANCE?

Personal finance is mostly relative to the individual’s mindset, choices, and lifestyle. Certain individuals have no financial projections, nor do they have goals. Having a financial plan is just like intending to have a fit body, and then taking steps to cut down on unnecessary junk food and registering at the local gym. In the same way, you plan for your social lifestyle, and physical body, this same energy should be directed toward your finances.

Financial planning is a methodical process whereby a person makes the most of their financial resources by managing their money wisely to best meet their financial goals and objectives. We all know the health implications of eating too much, so we pay attention to what we eat and how we eat it. Likewise, you should also pay attention to the implications of spending more than you earn. A financial heart attack, including debt, bankruptcy, and a lifetime of bad credit, may result from continuously spending more than you make. A personal financial plan functions as a financial diet plan.

WHAT THEN IS BUDGETING?

A budget is an economic concept; governments, companies, and individuals use budgets to estimate their income and outlays for a given period. Budgets are essentially plans for a specific period and are known to increase the success of any financial endeavor significantly.

The objective of a personal budget is to minimize expenses and maximize savings. You can use the additional money you save by reducing your less-needed expenditure and raising your savings rate toward significant long-term financial objectives. Budgeting is essential if you want to control your spending, be ready for unforeseen circumstances, and be able to afford your needs without falling into debt. It doesn’t have to be tedious, you don’t have to be brilliant at arithmetic, and keeping track of your income and expenses doesn’t mean you can’t buy items that you want. It simply means that you will be more aware of where your money is going and that you will be more in control of your finances.

The concept of budgeting is not to make you feel bad after spending. The goal of budgeting is to ensure you can save some money each month, ideally at least 10% of your total income, or at the very least, to ensure you are not spending more than you bring in.

. To successfully create a personal budget, you must first meticulously track your income and expenses. Making a budget is simple once you keep track of your money. Your expenditure is far more difficult to identify or track. You may start the crucial process of classifying all your income and spending once you have a complete list of all your bank deposits, outgoing checks, and transfers.

Having the right attitude toward money is the backbone of having a budget.

CREATING A BUDGET

The following steps will take you to a healthy financial budget

FIGURE OUT YOUR NET INCOME:

Your net income serves as the cornerstone of an efficient budget. Your take-home pay is the sum of your income less tax, including other benefits. Focusing on your gross pay instead of your net pay may cause you to overspend because you will believe you have more money accessible than you have. Keep thorough records of your contracts, and compensations if you are a contractor or a freelancer to manage erratic revenue.

ANALYSE YOUR SPENDINGS

Finding out where your money is going comes after determining how much money you make. This will help you cut costs by keeping track of and classifying your expenses. List your fixed expenses first. These are typical monthly expenses like utility bills, rent, and so forth. Next, make a list of your variable expenses, which include things like groceries, transportation, and feeding, among others, and could differ from month to month.

SET SENSIBLE OBJECTIVES:

Make a list of short-term and long-term financial goals. Short-term goals which can be completed in one to three years might include actions like creating an emergency fund or reducing debts. Long-term goals take years to accomplish. Although your goals don’t have to be unchangeable, knowing what they are can inspire you to keep to your budget. For instance, if you know you are saving for a vacation, it might be simpler to reduce spending.

Plan

The difference between what you spend and what you wish to spend is where everything comes together. To estimate your spending over the next few months, use the list of variable and fixed expenses that you have established. Contrast it with your net income. Consider creating direct and clear spending limits on each category.

You could decide to further segment your spending by dividing it into wants and needs. For example, petrol is considered a need if you will commute to work in your car every day. On the other hand, an online movie subscription might be considered a want. When you’re looking for strategies to reroute money toward your financial goals. This distinction becomes crucial.

REVIEW YOUR BUDGET FROM TIME TO TIME:

All items in your budget may not be certain. For example, your expenses might change, you might get a salary increment, and you might reach a goal and want to set a new goal. Whatever the reason is, establish the practice of routinely reviewing your budget by using the preceding procedures.

Conclusion

Knowing your monthly income and expenses will help you to endure that your money is being used for the best. A budget can help people who have a good salary and enough money left over after paying all expenses to maximize their savings and investments.

Any budget should concentrate on identifying and categorizing all expenses that happen during the month, quarter, and year if one’s monthly expenses normally absorb the majority of net income.

To end this, bill payment with vtpass.com is superfast, easy and very convenient. Just a few clicks and you’re done. In addition, you get 24/7 access to our support team to help you through any glitch you might have. Why don’t you try us today?

Paying Electricity Bills Online: Expectations vs. Reality.

Paying electricity bills online can be a convenient and cost-effective way to manage your bills. However, it can also be unreliable and difficult to navigate. Issues can arise with logging in, payments not going through, and not receiving confirmation emails.

Paying bills online has come to stay. Paying bills online is becoming increasingly popular as it is a convenient, time-saving way to manage your finances. It is a trend that is gaining more and more traction as technology advances. This is because more people are getting comfortable using internet services to make payments for various goods and services. With the added security features available, it is not surprising that paying bills online has now become the new normal.

Paying electricity bills online on Vtpass just got more convenient.

For instance, many financial institutions offer their customers the ability to set up automatic payments. This allows their customers to ensure that bills are paid on time without having to manually submit payment every time.

EXPECTATIONS

Customers have come to expect fast and reliable online bill payment options that are easy to set up and use. These technologies have made it possible for consumers process payments quickly and securely. And they also have helped to build trust between financial institutions and their customers.

Online billing platforms have made it much easier for customers to pay their bills on time and with confidence. Customers can get electricity tokens easily by going online, which eliminates the need to travel to a payment point. This has made it much more convenient for customers to pay their bills without any disruption.

The reality of paying electricity bills online is that it has made it much simpler and more secure. Customers can now pay their bills with just a few clicks, without having to worry about dealing with cash. Plus, they can be sure that their transactions are secure and their money is safe. Additionally, customers can take advantage of discounts, promotions, and other offers that are available for those paying their bills online.

FURTHER ADO,

The experience is similar to ordering groceries online. It’s a convenient and secure way to get the things you need without ever leaving the comfort of your home. Plus, customers can shop from anywhere, anytime, and have their order delivered within days – or sometimes even hours. It also eliminates the need to wait in line at a store or worry about parking or other hassles.

The advantage of paying electricity bills online is that it is quick, easy, and secure. Customers can view their bills and make payments from the comfort of their homes. Plus, the online payment process is often more secure as it uses encryption technology to protect customer data.

The disadvantage of paying electricity bills online is that not everyone has access to the internet. Which makes it difficult for some customers to pay their bills. Additionally, customers may not be comfortable making payments online due to security concerns.

Security concerns about online payments include the risk of identity theft, the use of malicious software, and the possibility of hackers accessing financial information. These risks can deter customers from making payments online, especially if they are not familiar with the process.

They should also be able to verify the legitimacy of the website they are using before entering their financial information. Furthermore, customers should check for signs of security such as a lock icon and ‘https’ in the website address when paying for services online.

REALITY,

In Nigeria, paying electricity bills online is becoming a reality, with several websites offering customers the ability to buy their bills digitally. To help customers feel secure when paying their bills online, legitimate websites often feature encryption and other security measures.

To ensure customers feel safe, Vtpass has invested in a range of encryption and other security measures to ensure their payments are made securely. Not only this, but our customers can be sure to get value for whatever they pay for. Tokens are delivered immediately payment is confirmed, and can be reserved for up to 90 days. To top it all off, Vtpass provides a 24/7 customer service team on hand to answer any queries and provide a helping hand, so customers can be sure that their needs are taken care of.

As always, VTpass remains the number 1 bills payment platform that offers you seamless payment and swift delivery of the value for which you pay for. This is one of the tools we have built in place to aid you always get prompt value, irrespective of any irregularities that may arise.

In conclusion, bills payment with vtpass.com is superfast, easy and very convenient. Just a few clicks and you’re done. In addition, you get 24/7 access to our support team to help you through any glitch you might have. Why don’t you try us today?

INTERNATIONAL DAY OF EDUCATION

“Education is the passport to the future, for tomorrow belongs to those who prepare for it today.” – Malcolm X

Why International day of Education?

The international day of education is celebrated today globally. It is a day to celebrate the importance of education. And also to acknowledge the efforts of educators around the world in providing quality education to all. It is also a day to recognise the power of education to transform lives and create a better future. We should thank all educators and recognise the great work they do to ensure that education is accessible to all.

Education not only provides individuals with the knowledge and skills necessary to participate in the economy. It also teaches them the values and ethics essential for responsible citizenship. It help create a culture of innovation, and encourages citizens to take up roles as active members of community. Education also encourages citizens to think critically, develop problem-solving skills, and assume ownership of their own success. Ultimately, education is the foundation for all meaningful progress and positive change. Shiv Nadar, the founder of HCL wrote: “Education is and will be the most powerful tool for individual and social change, and we must do all that it takes to facilitate it.” And to emphasise this point is why the international day of education is celebrated globally.

UN and International Day of Education

The United Nations’ Declaration of Human Rights states that everyone has the right to education. Education is the key to breaking the cycle of poverty, creating more opportunities, and improving the overall quality of life. It also helps to create a more informed,, and inclusive society that can better address global issues such as inequality. Around 90 percent of the world’s population had completed a primary education, whereas only 66 percent had attained secondary education.

This is due to a combination of factors such as violence, child, early, and forced marriages, lack of schools, inadequate infrastructure, unsafe environments, limitations in teacher training, and systemic gender biases. All of these factors have contributed to the instability of education in the country. Gender plays a major role in the educational system in Nigeria, as girls are often excluded from accessing quality education due to a variety of cultural and economic factors. It is clear that gender disparities in education are a major challenge in Nigeria. This issue needs to be addressed in order to promote equal access to education for all.

Education and people

This year’s theme for the international day of education is ‘to invest in people, prioritise education’. In order to ensure that all children in Nigeria, regardless of gender, have access to an education, there needs to be a concerted effort to invest in educational infrastructure and resources. This includes investing in teacher training, providing quality textbooks and materials, and strengthening educational policies. Such efforts will ensure that all children, regardless of gender, can access a quality education and have the opportunity to reach their full potential. This will lead to a more equitable education system in the country, where all children, regardless of gender, can access the same resources and opportunities. This will lead to a more equitable and just society, where all children can grow up with the same chances of success.

Education and society

One cannot undermine the role of education in a society. Children would realise their potential and develop skills that will be beneficial for the nation in the long run . This will also reduce income inequality and create a more level playing field for all citizens.

A robust society fosters strong families that uphold solid familial values, which lowers social evils and crime.

For example, countries such as Japan and South Korea have a strong middle class, low crime rates, and a high level of educational attainment. This has contributed to their success. In particular, Japan’s high educational attainment levels have enabled it to develop cutting-edge technologies that have been critical in driving its economic growth.

Conclusively,

It is similar to a student investing the time and effort to obtain a high-quality education. Because of the long-term payoffs in terms of higher wages and a better quality of life. Investing in people by prioritising education is a key way to ensure long-term success. Education helps to provide the knowledge and skills necessary to succeed in the modern economy. Investing in education is an investment in the future. This is because it yields dividends in form of higher wages, increased job opportunities, and a better quality of education. Education also provide an understanding of the world, which can lead to greater empathy and better appreciation of different ideas. Investing in education can help society progress and become more productive, leading to greater economic success.

The United Nations General Assembly has declared 24 January as the International Day of Education. This is in recognition of the vital role that education plays in peace and development.

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Vtpass.

3 TANGIBLE REASONS YOU NEED THIRD PARTY INSURANCE

Everything you need to know about third party insurance

A third party insurance policy is obtained by an insured from an insurance company for protection against the claims of another.

In essence, third-party insurance is a type of liability insurance. Regardless of the cause of the losses or damages, the first party is liable for them. Automobile insurance is one of the most popular kinds of third-party insurance.

Additionally, the coverage shields one from legal responsibility resulting from unintentional damages, including any fatality and harm done.

The insurance rate is based on a number of factors, including the type of vehicle and its value.

Third-party insurance provides protection from claims of damages sustained by a motorist who is not the insured, and is not protected by the insurance policy. The third component is the motorist who caused the harm.

A third party insurance protects the insured against any claims of damages levied by a third-party.

Types of Third Party Insurance

Bodily injury liability:– In simple words, if you are responsible for a car accident, a bodily injury liability will cover the medical expenses of casualties of the accident, excluding the insured.

In the case that the other driver requires physical rehabilitation as part of their recovery journey. Another possibility is that the accident victim income because he is unable to work or carry out his essential duties. Your bodily injury liability protection could assist in covering their damages in this situation.

Property damage liability:- A property damage liability is coverage that pays when a driver causes damage to another person’s property in an accident. It can take the form of another car of any type of property. A property damage liability insurance provides aid in paying for repairs for damage done to another person’s property or vehicle.

If you are at fault for the contretemps, the policy does not cover impairment to your own vehicle.

Why Third Party Insurance is Important;

The law requires it:

The Nigerian Insurance Act 2003 stipulates compulsory Third-party motor insurance in section 68 of the Insurance Act, 2003. According to this act, no person shall use, or cause or permit any other person to use a motor vehicle unless such a vehicle is insured against damage to the property of third parties.

It is therefore safe to say that third party insurance is compulsory for car-owners in Nigeria. According to the insurance law, it is required for drivers in Nigeria to carry at least third party auto insurance in order to cover other parties who may be involved in an accident.

– Accidents happen:

Car accidents continue to occur despite new developments in vehicle technology like backup cameras, adaptive headlights, and forward collision systems (FCS). Accidents may not yet have a rational cause or explanation, but one thing is for certain. Accidents are inevitable.

Most of traffic accidents are caused more by the driver’s actions than their knowledge of how to operate a vehicle. In fact, human error is at blame for over 94% of all traffic accidents.

Many motorists may eventually discover that they have engaged in some of the most typical behaviours that result in auto accidents. Distracted driving is one of the leading causes of motor accidents. Contrary to widespread belief, the brain is unable to concentrate on more than one job at once. This indicates that the brain is unable to maintain constant attention on what is ahead when a motorist is texting, chatting on the phone, grooming, reading, or even eating while driving.

AND THE LAST ONE;

– Everyone needs a backup:

You may never be able to predict when this sad incident would occur, even if you are the kindest driver you have ever encountered. And you’ll undoubtedly need backup when that moment comes. A third-party auto insurance policy gives you peace of mind in the event of a stressful or terrible circumstance that is expensive. Consequently, you will receive immediate stress relief and aid in dealing with the situation rather than worrying about these costs.

Why would you risk your safety against the hurly-burly of Lagos or the maladroitness of other drivers on any Nigerian street?

Furthermore,

Our friend, Tade Bigston, a prominent Nigerian elite that belongs to the business class of the society. Last week, he upgraded his social status among his contemporaries further by acquiring the latest lavish Toyota vehicle. However, Bigston did not want to take any chances, especially given the chaotic nature of Lagos. So he took his friend’s advice and signed up for a third-party motor insurance coverage through Vtpass.

Bigston’s car collided with another vehicle on a fateful Monday morning, severely damaging the latter. He originally felt depressed at the prospect of having to fix the automobile. But his mood soon improved when he remembered that he had insurance for his vehicle.

The expenses of mechanics and vehicle artisans can be an unavoidable pain in uncomfortable places. However, motor accident expenses are avoidable when you get a third party motor vehicle cover on VTpass. That way you do not have to directly bear the cost accruing to accidents to your vehicle. Here’s How!

You’re not wishing for it, neither am I. But you can avoid the avoidable by simply purchasing/renewing your third party auto insurance on vtpass.com today .

How Do I Recharge Smile Voice?

Do you know how to recharge your Smile Voice? Smile Voice from Smile is something you should have heard of. Firstly, because Smile boasts to be the best provider of 4G LTE network. They are so bold about it that in adverts, they ask you to enjoy superfast internet across Nigeria with their 4G LTE data coverage.

Smile (great choice of name by the way. When you think about the name, it’s difficult not to smile) is known for their superfast internet. However, they have a product called Smile Voice. With Smile Voice, you get to make/receive calls and send/receive SMSs to/from any number in the world! You also get to make calls as low as ₦8.20/min across all plans with no daily charge or first minute charges. For only N510 you can enjoy 65 mins for local calls that are valid for 30 days.

Some features you enjoy on SmileVoice are:

Super clear voice services.
Enjoy the lowest local call rate in Nigeria with SmileVoice ONLY plans!
No daily charge/first minute charge.
Enjoy unlimited FREE on-net calls with SmileVoice.

To recharge your Smile Voice plan, you can trust the bills payment platform that gives you superfast, seamless transactions, VTpass. It’s as simple as:

Log on to vtpass.com.
Select Smile Network Payment.
Select the plan you want, Account ID, amount, phone number and email.
Proceed to payment (You can pay using card, bank transfer or wallet.)

Once your payment is completed, your SmileVoice gets credited with the exact amount you paid, no extra charges and you can begin to enjoy superclear voice services. Just head over to vtpass.com now to enjoy superfast payment and seamless transactions.

When Messi Will Play For PSG?

If you’re a football enthusiast, then you will have no doubt been caught up in what is definitely the biggest move of the season as Messi transfers to PSG. Arguably, it is even the biggest move of this generation. Every club secretly wishes they were PSG right now. Imagine it. Having Lionel Messi play for your club, run at defences, play defence-splitting passes, ETC.

The news of Messi’s move is one that has rippled across the footballing world. Certainly, PSG this season will be a force no team will want to go up against, considering the fact that they were already a fearsome team before the 6-time Ballon d’or winner joined them.

There are those who believe that he would flop at PSG. In the same vein, others think that the PSG team would lose balance because they have too many attack-minded players. On the other hand, others say nothing can stand in the way of a football god.

Whichever side you stand on, one thing is for certain. We all cannot wait to see Messi hit the field in PSG strips as the jury is out, and this is where VTpass comes in. To stream football matches online, you definitely need data. To watch via DSTV, GOTV or Startimes, you need an active tv subscription. In addition, you need to pay your electricity bills.

VTpass is an online bills payment platform where you can easily make payment for services like Phone Airtime Recharge, Data bundles, Cable TV subscriptions, Electricity bills, Insurance, Education and many more.

As at now, Messi is officially a PSG player. However, due to the fact that he has not had a preseason, he will likely be needing 2-3 weeks to get back into shape. We most probably will see him in September.

In conclusion, one thing is for sure. All eyes will be on PSG this season.

Dorime: The Food Mix-Up

This is the real life account of a food mix-up saga that unfolded in our office and all the dorime that came with it.

It happened on Monday morning. Mike, rushing to avoid getting to the office late, quickly grabbed the black nylon containing his food and took off without checking what was packaged for him. Can somebody play Dorime track 1?

On arriving at the office, Mike proceeded to the cafeteria and dropped his food, so eager to start the day’s work that he still didn’t check to see what had been packaged in the black nylon. DJ please play Dorime track 2

As the day went by, Francis, the office assistant, went out to buy lunch for some colleagues. Mike later goes for lunch, picks up his food, finally checks it, sees one boiled egg. He thought it strange because he knew there was chicken at home but was just too hungry to care. He started eating and was almost done when…

Shayo, his colleague, walks in and starts looking for his food with Francis the office assistant. Mike didn’t pay too much attention until he heard “there was a boiled egg in the food.” The description of the food was so apt that it became obvious that Mike don chop person food o…

Upon investigation, Mike’s real food was found having chicken, fish and snail as protein. What sort of sorcery is this? Mike wondered!

Luckily for Mike, Shayo didn’t make a big deal out of it as it was the close of his shift. That’s how Iyanu, another colleague who was in the right place at the right time, ate free food!

Avoid transactional dorime with vtpass.com now.